CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†





Ally Bank vs Marcus by Goldman Sachs

Ally Bank is a solid online bank with a great user-friendly website and customer service. How does it compare to Marcus? Read our comparison chart below.

Ally Bank offers high interest on their Savings account. It also offers interest checking and multiple CD options, including No Penalty and Raise Your Rate CDs. There is no minimum deposits or service fees for any of their banking products.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account requires just $1 to earn stated APY while CDs have $500 minimum opening deposit. There are no service fees.

Compare Ally Bank with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

 Ally Bank
 Learn MoreLearn More
 

Ally Bank

Marcus by Goldman Sachs

SPECIAL OFFER
Online Savings Account - Learn More

Read Ally Bank Review

SPECIAL OFFER
Marcus Online Savings - Earn 1.90% APY - Learn More

Read Marcus Review

 

Benefits and Features

Savings1.70% APY. No monthly service fee and no minimum deposit.1.90% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.
CD0.75% to 2.25% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.00%. No minimum deposit to open.0.60% to 2.35% APY. Terms of 6 months to 6 years. 12-month CD APY of 2.10%. $500 minimum to open. No monthly service fee.
Checking0.10% APY under $15,000; 0.50% APY $15,000 or more. No monthly service fee and no minimum deposit. Ally will refund ATM fees for other banks up to $10 per statement cycle. 
Money Market0.75% APY. No monthly service fee and no minimum deposit. 
Customer Service
24/7
Monday - Friday: 8:00 am - 10:00 pm (ET)
Saturday - Sunday: 9:00 am - 7:00 pm ET
Mobile App 
None
ATMsOver 43,000 no-fee Allpoint ATMs
None
Locations
Online Only
Online Only
 

CreditDonkey® Reviews

 Ally Bank
Savings
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • CD options
  • No account minimums
  • 24/7 customer service
Cons:
  • Low Checking APY for lower balance customers
Bottom LineSolid online bank with a great user-friendly website and customer service... Read full review Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Ally Bank: Pricing information from published website as of 11/17/2019.

Marcus: Information including rates, fees, terms, and benefits was obtained on November 15, 2019 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Ally Bank or Marcus?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Ally Bank or Chase.


Articles on Ally Bank


Articles on Marcus by Goldman Sachs

    GS Bank Review

    Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.

Which Do You Think is Best?

Name
Email (won't be published)


You Might Also Like

    CIT Bank

    CIT Bank CD Rates

    CIT Bank is known for competitive interest rates on savings products. How are their CD rates? Find out the current rates and how they compare.

    Best High Yield Savings Accounts

    Make your money work harder for you in a high-yield savings account. Here are the top savings accounts to grow your money.
    HSBC Bank

    HSBC Direct Online Savings Review

    Are you tired of abysmal interest rates on your savings accounts? Maybe you've even abandoned the thought of a savings account because it just doesn't seem worth it anymore.
    CIT Bank

    CIT Bank Review: Is It Good?

    Want a higher interest rate at a good FDIC insured bank? CIT is tempting, but there are downsides you should not ignore. Read this review before you open an account.

Compare Ally Bank to:


You might also be interested in

NBKC Bank Review

Tired of losing your hard-earned money to banking fees? Consider nbkc bank. They make it easy to save, spend, and transfer money online with no-fee bank accounts. Learn everything you need to know about nbkc below.

Compare Marcus to:


Next Page:

About CreditDonkey®
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.