Acorns vs GROUNDFLOOR

Acorns is an investment app that automatically invests your spare change. Good for young investors to get into the habit. How does it compare to GROUNDFLOOR? Read our comparison chart below.

Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

While GROUNDFLOOR is a real estate investing and lending platform. It offers real estate notes and loans that investors can fund to earn interest. The minimum investment is only $100 and there's no accreditation required.

Compare Acorns with GROUNDFLOOR, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Visit Site	Visit Site
	Acorns	GROUNDFLOOR
	SPECIAL OFFER $20 Investment Bonus - Learn More Read Acorns Review	SPECIAL OFFER Invest in Real Estate with $100 - Learn More Read GROUNDFLOOR Review
	Benefits and Features
Savings	No
Stock Trading	Part of service fee. No add-on trading fees.
Options Trading	No
Annual Fee	Acorns Bronze ($3/mo) - includes personal taxable account, IRA, and checking account Acorns Silver ($6/mo) - includes everything in Bronze, emergency fund, 25% match on rewards, and 1% IRA match on Acorns Later contributions Acorns Gold ($12/mo) - includes everything in Silver, investment accounts for kids, 50% match on rewards, custom portfolio, Trust & Will, $10K Life Insurance, free Acorns Early account, and 3% IRA match on Acorns Later contributions	0.5-1.0% management fee with Flywheel Portfolio
Cryptocurrency Trading	No
Minimum Deposit	$0	$100
Checking	Yes
Mutual Fund Trading	No
Commission Free ETFs	A selection automatically chosen by Acorns
Phone Support	Yes	Yes
Live Chat Support	No	Yes
Email Support	Yes	Yes
Investment Types		Short-term real estate loans
Human Advisors	No
Robo Advisor	Yes
Accredited Investor Requirements		None
Assets Under Management	$4.7 Billion
Minimum Investment		$100
Tax Loss Harvesting	No
Goal Tracker	Yes
Automatic Deposits	Yes
Broker Assisted Trades	Acorns automatically invest and trade for you
Good For	Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee	None, but you will keep paying the monthly fee
Maintenance Fee	Monthly fee for the service
Online Platform	Yes
iPhone App	Yes (4.7 stars, 760k ratings)
Android App	Yes (4.3 stars, 156k ratings)
Banking	Included in Acorns Bronze ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.
Mobile App	iOS & Android
Two-Factor Authentication	Yes
Dividends		Weekly repayments with the Flywheel Portfolio
Investment Period		6 to 18 months
Locations	No
Online Community	No
Seminars	No
Virtual Trading	No
Fractional Shares	Yes
Taxable Accounts	Yes
401k Plans	No
IRA Accounts	Yes
Roth IRA Accounts	Yes
SEP IRA Accounts	Yes
Trust Accounts	No
529 Plans	No
	CreditDonkey® Reviews
Annual Fee
Minimum Deposit
Mobile App
Customer Service
Ease of Use
Commissions and Fees
Liquidity
Pros & Cons	Pros: No minimum to open account Invest with spare change Cash-back program Cons: Fees are high for small balances No tax benefits Limited investment options	Pros: High historical returns $100 minimum Automatic diversification Cons: Risk of default Management fee
Bottom Line	Investment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review	Crowdfunding platform for passive investors looking for short-term real estate debt investments... Read full review
	Visit Site	Visit Site
	$20 Investment Bonus Try Acorns Today! Acorns Invest: Invest Spare Change	Invest in Real Estate with $100 Short Term High-Yield Investments Short Term High-Yield Real Estate Debt Investments
		Terms Apply. Offering Circular
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Acorns: Pricing information from published website as of 11/29/2024. GROUNDFLOOR: Investments carry risk and may lose value. Not an offer or solicitation to purchase securities. Please consult the Offering Circular and related SEC filings before making an investment decision.

$20 Investment Bonus

Get $20 Investment Bonus

• Open an Acorns account (new users only)
• Set up the Recurring Investments feature
• Have your first investment be made successfully via the Recurring Investments feature

Try Acorns Today!

Get Deal

Acorns Invest: Invest Spare Change

Automatically Save and Invest

Invest in Real Estate with $100

The minimum investment amount is only $100. (Though most transfer $100 or $1000 for better diversification; subsequent transfers can be for any amount)

• Short-term real estate investments lasting just 6-18 months
• Open to non-accredited investors
• Low fees

Learn More

Short Term High-Yield Investments

Learn More

Short Term High-Yield Real Estate Debt Investments

Learn More

Groundfloor offers short-term, high-yield real estate debt investments to the general public.

Which is Better: Acorns or GROUNDFLOOR?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Acorns or Robinhood.

In short: Acorns' ease of use is outstanding. GROUNDFLOOR's customer service is worth mentioning.

Articles on Acorns

Acorns Investing

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

• Acorns vs Stash
• Acorns vs Betterment
• Acorns vs Robinhood

Apps Like Acorns

Acorns is one of the best micro-investing apps out there. But is it for everyone? Read on to see some of your alternatives.

Is Acorns Legit or Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Articles on GROUNDFLOOR

Groundfloor Review

At Groundfloor, you can earn up to 10% annually from short-term real estate investments. Plus, you only need $100 to start. Read on.

• GROUNDFLOOR vs Fundrise
• GROUNDFLOOR vs Arrived Homes
• GROUNDFLOOR vs Yieldstreet

Comments

• Olivia Tabor from Texas
  on April 2019 said about Acorns:

  I have both Acorns and Robinhood and even though they each serve a different purpose I don't have the freedom of stock purchase that I really like. I believe Acorns diversifies for my needs more effectively.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.

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