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Western Alliance Bank vs Live Oak Bank

Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Live Oak Bank? Read our comparison chart below.

 Western Alliance Bank
Member FDIC
Live Oak Bank
Member FDIC
 Visit SiteVisit Site
 

Western Alliance Bank

Live Oak Bank

SPECIAL OFFER
High Yield Savings Account - 4.25% APY - Learn More

Read Western Alliance Bank Review

SPECIAL OFFER
High Yield Savings Account - 4.35% APY - Learn More

 

Benefits and Features

Savings
4.25% APY
 
CDUp to 4.30%; 3-12 month term CDs. $1 minimum deposit.
  • 1-Year CD - 4.10% APY
  • 9-Month CD - 4.00% APY
  • 6-Month CD - 3.90% APY
  • 18-Month CD - 3.90% APY
  • 3-Month CD - 3.00% APY
  • 2-Year CD - 2.00% APY
  • 3-Year CD - 2.00% APY
  • 4-Year CD - 2.00% APY
  • 5-Year CD - 2.00% APY
Checking
N/A
 
Locations
35 locations
 
 

CreditDonkey® Reviews

 Western Alliance BankLive Oak Bank
SavingsStarStarStarStarStar
CDStarStarStarStarStar
FeesStarStarStarStarStar
Mobile AppStarStarHalf StarEmpty StarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • High APY
  • No account activity or maintenance fees
Cons:
  • No debit card or checks
Bottom LineSolid bank that offers high APY savings products with a fully digital experience... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Western Alliance Bank: Information sourced from the published website as of 04/26/2025.

Live Oak Bank: Information sourced from the published website as of 04/15/2025.

Western Alliance Bank
Member FDIC

High Yield Savings Account - 4.25% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
Western Alliance Bank

High-Yield CD Rates - Up to 4.30% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • FDIC insured

Term CD Rates
3 Month 4.30% APY
5 Month 4.10% APY
6 Month 4.00% APY
9 Month 3.90% APY
12 Month 3.80% APY
Western Alliance Bank
Member FDIC

3-Month High-Yield CD - 4.30% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.


Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

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