Western Alliance Bank vs Huntington Bank

Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Huntington? Read our comparison chart below.

Western Alliance Bank offers high-yield savings products and CD accounts.

While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option.

Compare Western Alliance Bank with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Western Alliance Bank	Huntington Bank
	SPECIAL OFFER High-Yield Savings Premier - 3.80% APY Read Western Alliance Bank Review	SPECIAL OFFER Business Checking Account - $1,000 Bonus - Learn More Read Huntington Review
	Benefits and Features
Savings	High-Yield Savings Premier: 3.80% APY	0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CD	Up to 3.00% APY; 2-12 month term CDs. $1 minimum deposit.	0.25% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000.
Checking	Personal Checking, Personal Interest Checking	Asterisk-Free Checking: No minimum balance and no monthly maintenance fees Huntington Perks Checking: 5 non-Huntington ATM withdrawals per month Huntington Platinum Perks Checking: Unlimited non-Huntington ATM withdrawals
Money Market		0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account.
ATMs		over 1,600 ATMs
Customer Service		24/7
Locations	35 locations	nearly 1,000 branches
	CreditDonkey® Reviews
Savings
CD
Fees
Mobile App
Customer Service
Checking
Money Market
Pros & Cons	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks	Pros: Free checking option 24-Hour Grace All day deposit Cons: Limited branches Low savings APY
Bottom Line	Solid bank that offers high APY savings products with a fully digital experience... Read full review	Midwest bank with great account benefits and free checking option... Read full review
	Visit Site	Learn More
	High Yield Savings Account - 3.80% APY High-Yield CD Rates - Up to 3.00% APY 12-Month High-Yield CD - 3.00% APY	Business Checking Account - $1,000 Bonus Business Checking Account - $400 Bonus Personal Checking Account - $600 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 04/28/2026. Huntington: Pricing information from published website as of 03/04/2026 based on 43215 zip code.

High-Yield Savings Premier - 3.80% APY

Learn More

No account fees
Option to open individual or joint account
FDIC insured up to $250,000 per depositor
Only $500 minimum opening deposit

The annual percentage yield (APY) is accurate as of January 8, 2026 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

High Yield Savings Account - 3.80% APY

Learn More

on Raisin's Secure Website

No fees
$1 minimum deposit
24/7 online access
FDIC insured

High-Yield CD Rates - Up to 3.00% APY

Learn More

on Raisin's Secure Website

No fees
$1 minimum deposit
FDIC insured

Term	CD Rates
2 Month	3.00% APY
3 Month	3.00% APY
4 Month	3.00% APY
5 Month	3.00% APY
6 Month	3.00% APY
9 Month	3.00% APY
12 Month	3.00% APY

Which is Better: Western Alliance Bank or Huntington?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.

In short: Western Alliance Bank's savings and cd are outstanding. Huntington's mobile app and customer service are noteworthy. In particular, the customer service is impressive.