US Bank vs Stax by fattmerchant

US Bank is a big national bank with wide array of services and many account options. How does it compare to Stax by fattmerchant? Read our comparison chart below.

US Bank has over 2,200 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

While Stax by fattmerchant 's membership pricing is best for high-volume businesses. It starts at $99 per month with $0.08 + Interchange per swiped transaction. There is no contract.

Compare US Bank with Stax by fattmerchant, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	US Bank	Stax by fattmerchant

	Visit Site	Visit Site
	SPECIAL OFFER U.S. Bank Smartly® Checking and Standard Savings - Up to $1,000 Bonus - Learn More Read US Bank Review	SPECIAL OFFER Save Up to 40% - Learn More Read Stax by fattmerchant Review
	Benefits and Features
Savings	0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD	Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999.
Checking	Smartly Checking
Money Market	0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
Customer Service	24/7 Live Customer Service (Telephone)	Phone, Email, Fax, Live Chat Support, Fattmerchant Support Center
Equipment		POS (EMV, Magstripe, Contactless, NFC), Mobile Payment Processing, Online Processing
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Price
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: Low savings APY	Pros: Flat monthly subscription fee, starting at $99 0% markup on Interchange No long-term contract Cons: Extra add-on fees Not for low-volume businesses
Bottom Line	Big national bank with wide array of services and many account options... Read full review	Simple subscription-based processor for higher volume businesses... Read full review
	Visit Site	Visit Site
	U.S. Bank Smartly® Checking and Standard Savings - Up to $1,000 Bonus Silver Business Checking Package - Up to $800 Bonus Gold Business Checking Package - Up to $800 Bonus	Save Up to 40% First Month Free Request a Savings Analysis
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. US Bank: Pricing information from published website as of 09/15/2023 based on 91107 zip code.

Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $1,000 Bonus

Earn up to $1,000 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through October 31 2023. Member FDIC.

Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s)* totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500

Earn up to $400 with a new Standard Savings account.

Make new money deposit(s) totaling $25,000 to $49,999.99 to earn $200 or $50,000 or more to earn $400 by November 30, 2023
Maintain that balance until May 31, 2024

Earn an additional $100 for opening both!

Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account

Learn More

Expires 10/31/2023

Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $350.