US Bank vs Stax by fattmerchant

US Bank is a big national bank with wide array of services and many account options. How does it compare to Stax by fattmerchant? Read our comparison chart below.

US Bank has over 2,200 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

While Stax by fattmerchant 's membership pricing is best for high-volume businesses. It starts at $99 per month with $0.08 + Interchange per swiped transaction. There is no contract.

Compare US Bank with Stax by fattmerchant, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	US Bank	Stax by fattmerchant
	Member FDIC
	Visit Site	Visit Site
	SPECIAL OFFER U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus - Learn More Read US Bank Review	SPECIAL OFFER Save Up to 40% - Learn More Read Stax by fattmerchant Review
	Benefits and Features
Savings	0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD	Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999.
Checking	Smartly Checking
Money Market	0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
Equipment		POS (EMV, Magstripe, Contactless, NFC), Mobile Payment Processing, Online Processing
Customer Service	24/7 Live Customer Service (Telephone)	Phone, Email, Fax, Live Chat Support, Fattmerchant Support Center
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
Customer Service
Price
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: Low savings APY	Pros: Flat monthly subscription fee, starting at $99 0% markup on Interchange No long-term contract Cons: Extra add-on fees Not for low-volume businesses
Bottom Line	Big national bank with wide array of services and many account options... Read full review	Simple subscription-based processor for higher volume businesses... Read full review
	Visit Site	Visit Site
	U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus Silver Business Checking Package - Up to $800 Bonus Gold Business Checking Package - Up to $800 Bonus	Save Up to 40% First Month Free Request a Savings Analysis
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. US Bank: Pricing information from published website as of 04/09/2024 based on 91107 zip code.

Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus

Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.

Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500

Earn up to $200 with a new Standard Savings account.

Make new money deposit(s) totaling $15,000 or more by July 17, 2024
Maintain that balance until October 31, 2024

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Learn More

Expires 6/27/2024

Member FDIC

Silver Business Checking Package - Up to $800 Bonus NEW

Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q2AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through August 31, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $400.

Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Get Deal

Expires 8/31/2024

Member FDIC

Gold Business Checking Package - Up to $800 Bonus NEW

Earn your $400.

Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Get Deal

Expires 8/31/2024

Save Up to 40%

Flat Monthly Subscription Price, Starting at $99
0% Markup on Direct-Cost Interchange
24/7 Support

First Month Free

Flat Monthly Subscription Price, Starting at $99
0% Markup on Direct-Cost Interchange
24/7 Support

Request a Savings Analysis

Get Deal

Articles on US Bank

US Bank Review

Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks.

US Bank Savings Account Interest Rate

U.S. Bank offers a beginner-friendly savings account with a low APY. Is it worth it? Read on to find out.

Who Owns US Bank

U.S. Bank is owned by its multiple institutional and individual shareholders. If you're curious about its safety, read on to learn more.

US Bank Silver Business Checking Minimum Balance

Does U.S. Bank Silver Business Checking have a minimum balance? Nope! Sounds great, but see if it checks all your boxes.

US Bank Silver Business Checking Fees

Is U.S. Bank Silver Business Checking really free? Here are all the fees you need to know.

US Bank Business Checking Requirements

Opening a U.S. Bank business checking account can be fast and easy. Most allow online application and require fewer documents than other banks.

US Bank Problems

U.S. Bank may be one of the best-established banks in the U.S. But it's not exactly problem-free. Here's what you may encounter.

Chase vs US Bank Business Account

U.S. Bank offers a free business checking account, while Chase offers more features. Which is better? Find out here.

U.S. Bank Checking Bonus

Get a bonus when you open a new account with U.S. Bank. Learn more about their bonuses to kick-start your banking journey.

US Bank Business Checking Bonus

Boost your business with a U.S. Bank Business Checking bonus. Learn how to make the most out of this offer.

US Bank Routing Number

To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.