Upgrade vs SoFi

	Upgrade	SoFi

	Visit Site	Learn More
	Upgrade - Learn More	OFFER Personal Loans: Borrow Between $5k-$100k - Learn More Read SoFi Review
	Benefits and Features
Savings		3.60% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
CD		N/A
Checking		0.50% APY on checking balances
Mobile App		iOS & Android
ATMs		55,000+ Allpoint ATMs
Customer Service		Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat
Locations		4 branch locations
	CreditDonkey® Reviews

Fees
Interest Rates
Eligibility
Pros & Cons		Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers
Bottom Line		Personal loans with low APR and fees. Must have good credit to qualify... Read full review
	Visit Site	Learn More
	Premier Savings - Up to 3.05% APY Rewards Checking Preferred - Up to 2% Cash Back	Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi SoFi Active Invest with SoFi Plus - Up to $2,000 Free Stock
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