Upgrade vs SoFi
Upgrade is a savings account with one of the highest APYs in the nation. How does it compare to SoFi? Read our comparison chart below.
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| Visit Site | Learn More | |
Upgrade | SoFi | |
|---|---|---|
Upgrade Life Rewards Visa® - $200 Bonus - | Refinance Student Loans - | |
Benefits and Features | ||
| Savings | 3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) | |
| CD | ||
| Checking | ||
| Mobile App | ||
| ATMs | ||
| Customer Service | Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| Fees | | |
| Mobile App | | |
| Customer Service |  | |
| Interest Rates | | |
| Eligibility | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Savings account with one of the highest APYs in the nation... | Personal loans with low APR and fees. Must have good credit to qualify... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
Upgrade Life Rewards Visa® - $200 Bonus
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases
- No annual fee
- Pay no interest when you pay your full balance early
- Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
- Up to 10% cash back from your favorite brands with Upgrade Shopping
- No touch payments with contactless technology built in
- See if you qualify in seconds with no impact to your credit score
- Great for everyday expenses and large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Use your card anywhere Visa is accepted
- Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy
Upgrade Triple Cash Rewards Visa® - $200 Bonus
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- 3% unlimited cash back on every purchase in Home, Health, and Auto
- categories No annual fee
- Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
- Up to 10% cash back from your favorite brands with Upgrade Shopping
- No touch payments with contactless technology built in
- See if you qualify in seconds with no impact to your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Use your card anywhere Visa is accepted
- Relax knowing that you are protected in case of unauthorized transactions with
- Visa's Zero Liability Policy
Upgrade Card - 1.5% Cash Back Rewards on Payments
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- No annual fee
- Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.*
Which is Better: Upgrade or SoFi?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Upgrade or Bank of America.
Articles on Upgrade
Upgrade Checking Account Bonus
Want to take advantage of an Upgrade checking account bonus? Here's all you need to know about how to qualify.
Upgrade Premier Savings Review
Upgrade Premier Savings gives a really high APY for savings. But what do you need to get it? Read on to learn how to earn their highest APY.
Articles on SoFi
SoFi Personal Loan Review
SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.
SoFi Bank
Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.
SoFi Bank Locations
SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.
SoFi High Yield Savings
Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.
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Which Bank Account is Right for You?
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