UFB Direct vs SunTrust Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to SunTrust Bank? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.
While SunTrust Bank has 1,400 branches in the Southeast region. Checking accounts require $100 to open and offers different ways to waive fees. Select Savings account offers an annual 1% bonus up to $25. Promotional CD offers a high APY with a $2,000 minimum opening deposit.
Compare UFB Direct with SunTrust Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Learn More | Learn More | |
UFB Direct | SunTrust Bank | |
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UFB Secure Savings - Earn up to 5.25% APY - | ||
Benefits and Features | ||
Savings | 0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates. | |
CD | 0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days. | |
Checking | ||
Money Market | Minimum opening deposit $100. Monthly maintenance fee $12 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained. | |
Mobile App | ||
ATMs | Free withdrawals at 91,000 ATMs across the nation | More than 2160 ATMs across 11 southeastern states and Washington DC. |
Customer Service | 24/7 Telephone and Automated Customer Service | |
IRA CD | Terms ranging from 1 - 10 years. | |
Locations | 1400 bank branches across 11 southeastern states and Washington D.C. | |
CreditDonkey® Reviews | ||
Savings | ||
Money Market | ||
Mobile App | ||
Customer Service | ||
CD | ||
Checking | ||
Pros & Cons | Pros:
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Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Southeastern regional bank known for good customer service... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 03/16/2024. SunTrust Bank: Pricing information from published website as of 04/12/2022 based on 91107 zip code. |
Which is Better: UFB Direct or SunTrust Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.
In short: UFB Direct's savings and money market are worth mentioning. In particular, the savings is outstanding.