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UFB Direct vs SunTrust Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to SunTrust Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.

While SunTrust Bank has 1,400 branches in the Southeast region. Checking accounts require $100 to open and offers different ways to waive fees. Select Savings account offers an annual 1% bonus up to $25. Promotional CD offers a high APY with a $2,000 minimum opening deposit.

Compare UFB Direct with SunTrust Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 UFB Direct
Member FDIC
 Learn MoreLearn More
 

UFB Direct

SunTrust Bank

SPECIAL OFFER
UFB Secure Savings - Earn up to 5.25% APY - Learn More

Read UFB Direct Review

 

Benefits and Features

Savings
Up to 5.25% APY
0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates.
CD
N/A
0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days.
Checking
N/A
 
Money Market
Up to 5.25% APY
Minimum opening deposit $100. Monthly maintenance fee $12 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained.
Mobile App
iOS & Android
 
ATMsFree withdrawals at 91,000 ATMs across the nationMore than 2160 ATMs across 11 southeastern states and Washington DC.
Customer Service
Mon - Fri: 8 am - 5 pm PT
24/7 Telephone and Automated Customer Service
IRA CD Terms ranging from 1 - 10 years.
Locations
Online only
1400 bank branches across 11 southeastern states and Washington D.C.
 

CreditDonkey® Reviews

 UFB Direct
SavingsStarStarStarStarStarStarStarStarHalf StarEmpty Star
Money MarketStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
CDStarStarStarStarHalf Star
CheckingStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Pros:
  • High APY for CDs
  • Free student account
  • Good customer service
Cons:
  • No free checking option
  • Low savings APY
  • Limited branches
Bottom LineSafe digital bank for high APYs on personal savings and MMAs... Read full reviewSoutheastern regional bank known for good customer service... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

UFB Direct: Pricing information from published website as of 03/16/2024.

SunTrust Bank: Pricing information from published website as of 04/12/2022 based on 91107 zip code.

Which is Better: UFB Direct or SunTrust Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.

In short: UFB Direct's savings and money market are worth mentioning. In particular, the savings is outstanding.


Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.

Articles on SunTrust Bank

SunTrust Bank Review

If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank.

Which Do You Think is Best?





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