UFB Direct vs Marcus by Goldman Sachs
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Marcus? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.
While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account has no minimum deposit required to open while CDs have $500 minimum opening deposit. There are no service fees.
Compare UFB Direct with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.
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UFB Direct | Marcus by Goldman Sachs | |
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UFB Portfolio Savings - Earn up to 4.01% APY - | Marcus Online Savings - Earn 3.75% APY - | |
Benefits and Features | ||
Savings | 3.75% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement. | |
CD | 3.75% to 4.40% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.25%. $500 minimum to open. No monthly service fee. | |
Checking | ||
Money Market | ||
Mobile App | ||
ATMs | Free withdrawals at 91,000 ATMs across the nation | |
Customer Service | Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET | |
Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
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Pros & Cons | Pros:
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Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | |
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UFB Direct: Pricing information from published website as of 04/18/2025. Marcus: Information including rates, fees, terms, and benefits was obtained on April 18, 2025 from published websites and is believed to be accurate, but not guaranteed. |
Which is Better: UFB Direct or Marcus?
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