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UFB Direct vs Marcus by Goldman Sachs

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Marcus? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account requires just $1 to earn stated APY while CDs have $500 minimum opening deposit. There are no service fees.

Compare UFB Direct with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

 UFB Direct
 Visit SiteLearn More
 

UFB Direct

Marcus by Goldman Sachs

SPECIAL OFFER
UFB High Yield Savings - Earn up to 5.25% APY - Learn More

Read UFB Direct Review

SPECIAL OFFER
Marcus Online Savings - Earn 4.30% APY - Learn More

Read Marcus Review

 

Benefits and Features

Savings
Up to 5.25% APY
4.30% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.
CD
N/A
3.70% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 5.00%. $500 minimum to open. No monthly service fee.
Checking
N/A
N/A
Money Market
Up to 5.25% APY
N/A
Customer Service
Mon - Fri: 8 am - 5 pm PT
Mon - Sat: 8 am - 10 pm ET
Sat - Sun: 9 am - 7 pm ET
Mobile App
iOS & Android
iOS & Android
ATMsFree withdrawals at 91,000 ATMs across the nation
None
Locations
Online only
Online Only
 

CreditDonkey® Reviews

 UFB Direct
SavingsStarStarStarStarStar
Money MarketStarStarStarStarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Pros & ConsPros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Bottom LineSafe digital bank for high APYs on personal savings and MMAs... Read full review Read full review
 Visit SiteLearn More

UFB Direct: Pricing information from published website as of 09/05/2023

Marcus: Information including rates, fees, terms, and benefits was obtained on May 20, 2023 from published websites and is believed to be accurate, but not guaranteed.

UFB Direct
Member FDIC

UFB High Yield Savings - Earn up to 5.25% APY

  • Earn up to 5.25% APY*
  • No monthly maintenance fees
  • No minimum deposit required to open an account
  • Access your funds 24/7 with easy-to-use digital banking tools
UFB Direct
Member FDIC

UFB High Yield Money Market - Earn up to 5.25% APY

  • Earn up to 5.25% APY*
  • No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
  • Access your funds 24/7 with easy-to-use digital banking tools
  • Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.

Which is Better: UFB Direct or Marcus?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.


Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Read on to find out more.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.

Articles on Marcus by Goldman Sachs

Marcus Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.

Marcus CD Rates

Marcus has high-yield, no-penalty, and rate bump CDs. But are the rates competitive? Read on to find out.

Which Do You Think is Best?





About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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