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UFB Direct vs Marcus by Goldman Sachs

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Marcus? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account has no minimum deposit required to open while CDs have $500 minimum opening deposit. There are no service fees.

Compare UFB Direct with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

 

UFB Direct

Marcus by Goldman Sachs

SPECIAL OFFER
UFB Secure Savings - Earn up to 5.25% APY - Learn More

Read UFB Direct Review

SPECIAL OFFER
Marcus Online Savings - Earn 4.40% APY - Learn More

Read Marcus Review

 

Benefits and Features

Savings
Up to 5.25% APY
4.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
CD
N/A
3.90% to 5.10% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.90%. $500 minimum to open. No monthly service fee.
Checking
N/A
N/A
Money Market
Up to 5.25% APY
N/A
Mobile App
iOS & Android
iOS & Android
ATMsFree withdrawals at 91,000 ATMs across the nation
None
Customer Service
Mon - Fri: 8 am - 5 pm PT
Mon - Sat: 8 am - 10 pm ET
Sat - Sun: 9 am - 7 pm ET
Locations
Online only
Online only
 

CreditDonkey® Reviews

SavingsStarStarStarStarStar
Money MarketStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf Star
Customer ServiceStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Bottom LineSafe digital bank for high APYs on personal savings and MMAs... Read full review Read full review

UFB Direct: Pricing information from published website as of 05/18/2024.

Marcus: Information including rates, fees, terms, and benefits was obtained on May 04, 2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: UFB Direct or Marcus?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.


Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.

Articles on Marcus by Goldman Sachs

Marcus Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.

Marcus by Goldman Sachs High Yield Savings Review

Saving up for something big? Grow your funds with Marcus Online Savings' impressive APY rate. Read on for more details.

Marcus CD Rates

Marcus has high-yield, no-penalty, and rate bump CDs. But are the rates competitive? Read on to find out.

Which Do You Think is Best?





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About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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