Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

UFB Direct vs LendingClub Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to LendingClub Bank? Read our comparison chart below.

 UFB Direct
Member FDIC
Member FDIC
 Learn MoreLearn More
 

UFB Direct

LendingClub Bank

SPECIAL OFFER
UFB Secure Savings - Earn up to 5.25% APY - Learn More

Read UFB Direct Review

SPECIAL OFFER
Referral Program - Up to $500 Bonus - Learn More

Read LendingClub Bank Review

 

Benefits and Features

Savings
Up to 5.25% APY
5.00% APY
CD
N/A
4.00% to 5.00% APY. Terms of 6 months to 5 years.
Checking
N/A
0.10% APY on balances $2,500 - $99,999.99; 0.15% APY for balances of $100,000 and more. 1% cash back on Qualified Purchases.
Money Market
Up to 5.25% APY
N/A
Mobile App
iOS & Android
iOS & Android
ATMsFree withdrawals at 91,000 ATMs across the nationUnlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners.
Customer Service
Mon - Fri: 8 am - 5 pm PT
Mon – Fri: 5 am – 5 pm PT
Sat: 8 am – 5 pm PT.
Locations
Online only
Online only
 

CreditDonkey® Reviews

 UFB Direct
SavingsStarStarStarStarStarStarStarStarStarHalf Star
Money MarketStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
FeesStarStarStarStarHalf Star
Pros & ConsPros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Pros:
  • High APY
  • $0 monthly fees
  • ATM access
Cons:
  • $100 minimum opening deposit
  • No physical branches
Bottom LineSafe digital bank for high APYs on personal savings and MMAs... Read full reviewGood high-yield savings account that allows users to earn a competitive APY... Read full review

UFB Direct: Pricing information from published website as of 03/16/2024.

LendingClub Bank: Pricing information from published website as of 02/11/2024.

Which is Better: UFB Direct or LendingClub Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.

In short: UFB Direct's mobile app is worth mentioning.


Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.

Articles on LendingClub Bank

LendingClub High Yield Savings Review

Need a modern bank to help boost your funds? LendingClub's High-Yield Savings account might be for you. Learn more here.

LendingClub Bank Review

LendingClub Bank (formerly Radius Bank) offers high yield savings and checking accounts. So what's the catch? Read on to see if this online bank is worth it.

Which Do You Think is Best?





About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.