UFB Direct vs LendingClub Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to LendingClub Bank? Read our comparison chart below.
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| Visit Site | Learn More | |
UFB Direct | LendingClub Bank | |
|---|---|---|
UFB Portfolio Savings - Earn up to 3.76% APY - | High-Yield Savings - 4.20% APY - | |
Benefits and Features | ||
| Savings | ||
| CD | 3.40% to 4.45% APY. Terms of 6 months to 5 years. | |
| Checking | 0.10% APY on balances $2,500 - $99,999.99; 0.15% APY for balances of $100,000 and more. 1% cash back on Qualified Purchases. | |
| Money Market | ||
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | Unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners. |
| Customer Service | Mon – Fri: 5 am – 5 pm PT Sat: 8 am – 5 pm PT. | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |  |  |
| Money Market |  | |
| Mobile App | | |
| Customer Service | | |
| Fees | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Good high-yield savings account that allows users to earn a competitive APY... |
| Visit Site | Learn More | |
UFB Direct: Pricing information from published website as of 10/01/2025. LendingClub Bank: Pricing information from published website as of 09/25/2025. | ||
UFB Portfolio Savings - Earn up to 3.76% APY
- Earn up to 3.76% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
UFB Freedom Checking & Savings - Unlock Up to 3.96% APY
Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.
UFB Portfolio Money Market - Earn up to 3.76% APY
- Earn up to 3.76% APY*
- Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: UFB Direct or LendingClub Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or CIT Bank.
In short: UFB Direct's mobile app is worth mentioning.
Articles on UFB Direct
UFB Direct Review
UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.
UFB Direct Savings vs Money Market
UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.
Articles on LendingClub Bank
LendingClub High Yield Savings
Need a modern bank to help boost your funds? LendingClub's High-Yield Savings account might be for you. Learn more here.
Which Do You Think is Best?
Which Bank Account is Right for You?
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