UFB Direct vs LendingClub Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to LendingClub Bank? Read our comparison chart below.
![]() | ||
Visit Site | Learn More | |
UFB Direct | LendingClub Bank | |
---|---|---|
UFB High Yield Savings - Earn up to 5.25% APY - | High-Yield Savings - | |
Benefits and Features | ||
Savings | ||
CD | 4.00% to 5.50% APY. Terms of 6 months to 5 years. | |
Checking | 0.10% APY on balances $2,500 - $99,999.99; 0.15% APY for balances of $100,000 and more. 1% cash back on Qualified Purchases. | |
Money Market | ||
Customer Service | Mon – Fri: 5 am – 5 pm PT Sat: 8 am – 5 pm PT. | |
Mobile App | ||
ATMs | Free withdrawals at 91,000 ATMs across the nation | Unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners. |
Locations | ||
CreditDonkey® Reviews | ||
![]() | ||
Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
|
Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Good free online bank with rewards, if you can maintain $2,500 balance... |
Visit Site | Learn More | |
UFB Direct: Pricing information from published website as of 09/05/2023 LendingClub Bank: Pricing information from published website as of 8/13/2022. |
UFB High Yield Savings - Earn up to 5.25% APY
- Earn up to 5.25% APY*
- No monthly maintenance fees
- No minimum deposit required to open an account
- Access your funds 24/7 with easy-to-use digital banking tools
UFB High Yield Money Market - Earn up to 5.25% APY
- Earn up to 5.25% APY*
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools
- Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: UFB Direct or LendingClub Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.
In short: UFB Direct's savings and mobile app are worth mentioning. In particular, the savings is outstanding. LendingClub Bank's customer service is notable.