UFB Direct vs LendingClub Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to LendingClub Bank? Read our comparison chart below.
 | ||
| Visit Site | Learn More | |
UFB Direct | LendingClub Bank | |
|---|---|---|
UFB High Yield Savings - Earn up to 5.25% APY - | High-Yield Savings - | |
Benefits and Features | ||
| Savings | ||
| CD | 4.00% to 5.50% APY. Terms of 6 months to 5 years. | |
| Checking | 0.10% APY on balances $2,500 - $99,999.99; 0.15% APY for balances of $100,000 and more. 1% cash back on Qualified Purchases. | |
| Money Market | ||
| Customer Service | Mon – Fri: 5 am – 5 pm PT Sat: 8 am – 5 pm PT. | |
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | Unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners. |
| Locations | ||
CreditDonkey® Reviews | ||
| ||
| Savings |  |  |
| Money Market | | |
| Customer Service |  | |
| Mobile App | | |
| Checking | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Good free online bank with rewards, if you can maintain $2,500 balance... |
| Visit Site | Learn More | |
UFB Direct: Pricing information from published website as of 09/05/2023 LendingClub Bank: Pricing information from published website as of 8/13/2022. | ||
UFB High Yield Savings - Earn up to 5.25% APY
- Earn up to 5.25% APY*
- No monthly maintenance fees
- No minimum deposit required to open an account
- Access your funds 24/7 with easy-to-use digital banking tools
UFB High Yield Money Market - Earn up to 5.25% APY
- Earn up to 5.25% APY*
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools
- Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: UFB Direct or LendingClub Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.
In short: UFB Direct's savings and mobile app are worth mentioning. In particular, the savings is outstanding. LendingClub Bank's customer service is notable.
Articles on UFB Direct
UFB Direct Review
UFB Direct offers high interest rates. But is it a safe choice? Read on to find out more.
UFB Direct Savings vs Money Market
UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.
Articles on LendingClub Bank
LendingClub Bank Review
LendingClub Bank (formerly Radius Bank) offers high yield savings and checking accounts. So what's the catch? Read on to see if this online bank is worth it.
Which Do You Think is Best?
Next Page: UFB Direct Review
