Save money and be informed. CreditDonkey is a credit card processing comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Swipe Rate


Compare Swipe Rate

Stax by fattmerchant

  • Swipe Rate: Interchange + $0.08
Pros:
  • Flat monthly subscription fee, starting at $99
  • 0% markup on Interchange
  • No long-term contract
Cons:
  • Extra add-on fees
  • Not for low-volume businesses

Our Review: StarStarStarStarStarEmpty Star (4.3) Stax by Fattmerchant could save you up to 40% on credit card processing fees. But is it good for your small to medium-size business? Read this review to find out... Read full review

Save Up to 40%

Dharma

  • Swipe Rate: Interchange + 0.15% + $0.08
Pros:
  • Low interchange plus pricing
  • No contract
  • Minimal extra fees
Cons:
  • $25 monthly fee
  • $49 closure fee
  • No high risk merchants

Our Review: StarStarStarStarStarEmpty Star (4.1) Dharma Merchant Services is an affordable credit card processing service for mid- to large-sized businesses. Read this review to find out if it's the right fit for your business... Read full review

Payment Depot

  • Swipe Rate: Interchange + 15¢ (for processing up to $50,000/mo; discounts for larger volume)
Pros:
  • Affordable membership pricing
  • Free equipment with some plans
  • Cancel anytime
Cons:
  • Not ideal for small businesses
  • Equipment return fee

Our Review: StarStarStarStarEmpty Star (4.0) Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors... Read full review

Save 40% or More

National Processing

  • Swipe Rate:
    • Retail: Interchange + 0.18% + 10¢
    • Restaurants: Interchange + 0.14% + 7¢
Pros:
  • Low interchange-plus rates
  • Free equipment available
  • Dedicated account manager
Cons:
  • Conditions to waive termination fee
  • Free equipment has cancellation fee

Our Review: StarStarStarStarStarEmpty Star (4.3) National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business... Read full review

Start Processing Payments Today

Helcim

  • Swipe Rate: Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)
Pros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?... Read full review

Start Accepting Payments Fast

Payline

  • Swipe Rate: Interchange + 0.4% + $0.10
Pros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement

Our Review: StarStarStarStarEmpty Star (4.0) Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square... Read full review

Free 1st Month of Processing

Venmo

  • Swipe Rate: 1.9% + $0.10
Pros:
  • Accept Venmo in-person
  • Expand payment options
  • Simple pricing
Cons:
  • Must go through PayPal or Braintree for online payments

Our Review: StarStarStarStarEmpty Star (4.0) Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started... Read full review

Try Venmo business profiles for 30 days

PayJunction

  • Swipe Rate: Interchange + 0.75%

Square

  • Swipe Rate: 2.6% + 10¢
Pros:
  • No monthly or annual fee
  • Free swipe card reader
  • Low, predictable fixed rates
Cons:
  • Flat-rate pricing can be expensive for larger businesses
  • Costly add-on services

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Square has no monthly fees and a low flat transaction rate. But is it safe? Find out if this credit card processor is good for business... Read full review

Square Reader: Free Mobile Credit Card Reader

Chase Payment Solutions

  • Swipe Rate: 2.6% rate +10¢ per tap, dip and swiped transaction

Chase Payment Solutions

PayPal

  • Swipe Rate: 2.7%

Stripe

  • Swipe Rate: 2.7% + 5¢

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you... Read full review

Online Payment Processing

CDG Commerce

  • Swipe Rate:
    • 2.75% + 30¢ (under $10k monthly volume)
    • Interchange + 0.25% +10¢ ($10k-$200k monthly volume)

Payanywhere

  • Swipe Rate: 2.69%

SumUp

  • Swipe Rate: 2.75%

You might also be interested in

How Much Does a POS System Cost

How Much Does a POS System Cost

POS systems come in all shapes, sizes, and prices. If you're in need of a POS system, here is a breakdown of the costs. Learn more to get the best value.

Next Page:

About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.