Swipe Rate

Compare Swipe Rate

Payment Depot

Swipe Rate: Interchange + 8¢

Pros:

Affordable membership pricing
Cancel anytime

Cons:

Not ideal for small businesses
Equipment return fee

Our Review: (4.0) Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors... Read full review

Save 40% or More

Stax by fattmerchant

Swipe Rate: Interchange + $0.08

Pros:

Flat monthly subscription fee, starting at $99
0% markup on Interchange
No long-term contract

Cons:

Extra add-on fees
Not for low-volume businesses

Our Review: (4.3) Stax by Fattmerchant could save you up to 40% on credit card processing fees. But is it good for your small to medium-size business? Read this review to find out... Read full review

Save Up to 40%

Dharma

Swipe Rate: Interchange + 0.15% + $0.08

Pros:

Low interchange plus pricing
No contract
Minimal extra fees

Cons:

$25 monthly fee
$49 closure fee
No high risk merchants

Our Review: (4.1) Dharma Merchant Services is an affordable credit card processing service for mid- to large-sized businesses. Read this review to find out if it's the right fit for your business... Read full review

National Processing

Swipe Rate:
- Retail: Interchange + 0.18% + 10¢
- Restaurants: Interchange + 0.14% + 7¢

Pros:

Low interchange-plus rates
Free equipment available
Dedicated account manager

Cons:

Conditions to waive termination fee
Free equipment has cancellation fee

Our Review: (4.3) National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business... Read full review

Get $500 If National Processing Can't Beat Your Current Rates*

Helcim

Swipe Rate: Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)

Pros:

Volume discounts
No monthly fees
Excellent merchant tools
Good customer service

Cons:

Only one equipment option
Not for high-risk businesses

Our Review: (3.8) Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?... Read full review

Start Accepting Payments Fast

Payline

Swipe Rate: Interchange + 0.4% + $0.10

Pros:

User-friendly interface
Transparent interchange-plus pricing model

Cons:

Monthly fee
$25 monthly minimum processing requirement

Our Review: (4.0) Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square... Read full review

Venmo

Swipe Rate: 1.9% + $0.10

Pros:

Accept Venmo in-person
Expand payment options
Simple pricing

Cons:

Must go through PayPal or Braintree for online payments

Our Review: (4.0) Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started... Read full review

Try Venmo business profiles for 30 days

PayJunction

Swipe Rate: Interchange + 0.75%

Square

Swipe Rate: 2.6% + 10¢

Pros:

No monthly or annual fee
Free swipe card reader
Low, predictable fixed rates

Cons:

Flat-rate pricing can be expensive for larger businesses
Costly add-on services

Our Review: (3.9) Square has no monthly fees and a low flat transaction rate. But is it safe? Find out if this credit card processor is good for business... Read full review

Square Reader: Free Mobile Credit Card Reader

Chase Payment Solutions

Swipe Rate: 2.6% rate +10¢ per tap, dip and swiped transaction

Pros:

Competitive mobile processing
Same day funding available
No contract available

Cons:

Other fees not disclosed
Some poor user reviews

Our Review: (3.9) Chase Payment Solutions offers flexible payment options and quick payouts. But is it ideal for your business? Read this in-depth review of their services... Read full review

Chase Payment Solutions℠

PayPal

Swipe Rate: 2.7%

Stripe

Swipe Rate: 2.7% + 5¢

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you... Read full review

Online Payment Processing