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Swipe Rate

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Payment Depot

  • Swipe Rate: Interchange + 8¢
  • Affordable membership pricing
  • Cancel anytime
  • Not ideal for small businesses
  • Equipment return fee

Our Review: StarStarStarStarEmpty Star (4.0) Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors... Read full review

Save 40% or More

Stax by fattmerchant

  • Swipe Rate: Interchange + $0.08
  • Flat monthly subscription fee, starting at $99
  • 0% markup on Interchange
  • No long-term contract
  • Extra add-on fees
  • Not for low-volume businesses

Our Review: StarStarStarStarStarEmpty Star (4.3) Stax by Fattmerchant could save you up to 40% on credit card processing fees. But is it good for your small to medium-size business? Read this review to find out... Read full review

Save Up to 40%


  • Swipe Rate: Interchange + 0.15% + $0.08
  • Low interchange plus pricing
  • No contract
  • Minimal extra fees
  • $25 monthly fee
  • $49 closure fee
  • No high risk merchants

Our Review: StarStarStarStarStarEmpty Star (4.1) Dharma Merchant Services is an affordable credit card processing service for mid- to large-sized businesses. Read this review to find out if it's the right fit for your business... Read full review

National Processing

  • Swipe Rate:
    • Retail: Interchange + 0.18% + 10¢
    • Restaurants: Interchange + 0.14% + 7¢
  • Low interchange-plus rates
  • Free equipment available
  • Dedicated account manager
  • Conditions to waive termination fee
  • Free equipment has cancellation fee

Our Review: StarStarStarStarStarEmpty Star (4.3) National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business... Read full review

Get $500 If National Processing Can't Beat Your Current Rates*


  • Swipe Rate: Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
  • Only one equipment option
  • Not for high-risk businesses

Our Review: StarStarStarStarEmpty StarEmpty Star (3.8) Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?... Read full review

Start Accepting Payments Fast


  • Swipe Rate: Interchange + 0.4% + $0.10
  • User-friendly interface
  • Transparent interchange-plus pricing model
  • Monthly fee
  • $25 monthly minimum processing requirement

Our Review: StarStarStarStarEmpty Star (4.0) Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square... Read full review


  • Swipe Rate: 1.9% + $0.10
  • Accept Venmo in-person
  • Expand payment options
  • Simple pricing
  • Must go through PayPal or Braintree for online payments

Our Review: StarStarStarStarEmpty Star (4.0) Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started... Read full review

Try Venmo business profiles for 30 days


  • Swipe Rate: Interchange + 0.75%


  • Swipe Rate: 2.6% + 10¢
  • No monthly or annual fee
  • Free swipe card reader
  • Low, predictable fixed rates
  • Flat-rate pricing can be expensive for larger businesses
  • Costly add-on services

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Square has no monthly fees and a low flat transaction rate. But is it safe? Find out if this credit card processor is good for business... Read full review

Square Reader: Free Mobile Credit Card Reader

Chase Payment Solutions

  • Swipe Rate: 2.6% rate +10¢ per tap, dip and swiped transaction
  • Competitive mobile processing
  • Same day funding available
  • No contract available
  • Other fees not disclosed
  • Some poor user reviews

Our Review: StarStarStarStarEmpty StarEmpty Star (3.9) Chase Payment Solutions offers flexible payment options and quick payouts. But is it ideal for your business? Read this in-depth review of their services... Read full review

Chase Payment Solutions℠


  • Swipe Rate: 2.7%


  • Swipe Rate: 2.7% + 5¢

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you... Read full review

Online Payment Processing

CDG Commerce

  • Swipe Rate:
    • 2.75% + 30¢ (under $10k monthly volume)
    • Interchange + 0.25% +10¢ ($10k-$200k monthly volume)


  • Swipe Rate: 2.69%

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Chase Payment Solutions Review

Chase Payment Solutions Review

Chase Payment Solutions offers flexible payment options and quick payouts. But is it ideal for your business? Read this in-depth review of their services.

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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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