Square vs Relay
Square is a good credit card processor for low-volume businesses. How does it compare to Relay? Read our comparison chart below.
Square has a low swipe fee of 2.6% + $0.10 per transaction. It has no monthly fees, no contract, and no chargeback fees. Square offers a free swipe reader, feature-rich POS app, free virtual terminal, and free online store.
While Relay lets you open up to 20 individual business checking accounts and 50 debit cards at no extra charge. There's also free cash deposits and free mailed checks through the app. There's no monthly fee.
Compare Square with Relay, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Square | Relay | |
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Square Reader: Free Mobile Credit Card Reader - | No-Fee Business Checking - | |
Benefits and Features | ||
Savings | Earn up to 3% APY: Earn 1% APY on savings balances of less than $50,000, 1.5% APY on savings between $50,000 and $250,000, 2% APY on savings balances between $250,000 and $1,000,000 and 3% APY on savings balances of more than $1,000,000. | |
Checking | Up to 20 individual business checking accounts; no monthly fees; no overdraft fees | |
Monthly Fee | ||
Equipment | Card reader: $0 to $59; Stand, Terminal, and Register available for purchase | |
Cash Deposit Fee | $0 for cash deposits at Allpoint ATMs | |
Customer Service | Phone, Email, Live Chat Support, Seller Community | Phone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday |
Fraud Prevention Tools | ![]() | |
Invoice Management | ![]() | |
Recurring Billing | ![]() | |
CreditDonkey® Reviews | ||
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Ecommerce | ![]() ![]() ![]() ![]() ![]() | |
High Volume Business | ![]() ![]() ![]() ![]() ![]() | |
Low Volume Business | ![]() ![]() ![]() ![]() ![]() | |
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Pros & Cons | Pros:
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Bottom Line | Good credit card processor for low-volume businesses... | One of the best online business banking accounts for large teams... |
Visit Site | Visit Site | |
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Square Reader: Free Mobile Credit Card Reader
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
Square Contactless and Chip Card Reader
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
Square Terminal
- 2.6% + 10¢ per tap, dip, or swipe
- Fully integrated POS system with built-in receipt printer
- 5.5" display
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Which is Better: Square or Relay?
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Square or Stripe.
In short: Relay's customer service is notable.