Relay vs Lili

Relay is an one of the best online business banking accounts for large teams . How does it compare to Lili? Read our comparison chart below.

Relay lets you open up to 20 individual business checking accounts and 50 debit cards at no extra charge. There's also free cash deposits and free mailed checks through the app. There's no monthly fee.

While Lili is designed for sole proprietors and single-member LLCs. It helps you prepare for taxes with a write-off tracker, automated tax savings, and pre-filled tax forms. The Lili basic account has no monthly fees or minimums.

Compare Relay with Lili, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Relay	Lili


	SPECIAL OFFER No-Fee Business Checking - Learn More Read Relay Review	SPECIAL OFFER Free Checking Account for Sole Proprietors and Single-Member LLC - Learn More Read Lili Review
	Benefits and Features
Savings	No savings features	Tax Bucket for all users; Lili Pro users also get an Emergency Bucket with 2.0% APY
Checking	Up to 20 individual business checking accounts; no monthly fees; no overdraft fees	No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees
APY	N/A	N/A
Customer Service	Phone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday	Monday – Friday 9am – 7pm EST
Minimum Deposit to Open	$0	$0
ACH Transfer Fee	$0	$0
ATMs	55,000+ AllPoint ATMs	38,000+ MoneyPass ATMs
Balance Requirement	None	$0
Cash Deposit Fee	$0 for cash deposits at Allpoint ATMs	$4.95
Incoming Wire Transfer Fee	$0	N/A
Locations	Online only	Online only
Out of Network ATM Fee	Fee from ATM owner	$2.50 ($5 for international)
Outgoing Wire Transfer Fee	$5 for domestic; $10 for international	N/A
Overdraft Fee	$0	$0
Monthly Fee	$0	$0
	CreditDonkey® Reviews

Checking
Customer Service
Mobile App
Fees
Savings
Minimum Deposit
Pros & Cons	Pros: Up to 20 checking accounts Up to 50 debit cards $0 monthly fee Cons: No interest No paper checks	Pros: No monthly fees Expense tracking Save for taxes Cons: Best features only for Lili Pro No checks Fee to deposit cash
Bottom Line	One of the best online business banking accounts for large teams... Read full review	Mixed-use account for single business owners to help manage expenses and taxes... Read full review

	No-Fee Business Checking	Free Checking Account for Sole Proprietors and Single-Member LLC Free Checking Account for Sole Proprietors and Single-Member LLC Free Checking Account for Sole Proprietors and Single-Member LLC

No-Fee Business Checking

$0 monthly service fee
$0 minimum opening deposit
Open up to 20 individual business checking accounts
Issue up to 50 Mastercard® debit cards to your team

Banking services provided by Evolve Bank & Trust; Member FDIC.

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Free Checking Account for Sole Proprietors and Single-Member LLC

Sign up in 3 minutes; no credit check
No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at 38,000+ locations
Auto save for taxes
Track write-offs with a swipe
Prefilled annual Schedule C

Banking services provided by Choice Financial Group, Member FDIC

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Free Checking Account for Sole Proprietors and Single-Member LLC

$0 monthly service fees
$0 minimum opening deposit
No minimum balance requirement
No foreign exchange fee
Get direct deposits up to 2 days earlier

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Free Checking Account for Sole Proprietors and Single-Member LLC

$0 monthly service fees
Categorize and track business expenses
Save for taxes automatically
Get direct deposits up to 2 days earlier
No foreign transaction fees

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Which is Better: Relay or Lili?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Relay or Chase.