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Quontic vs Western Alliance Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Western Alliance Bank? Read our comparison chart below.

 Quontic
Member FDIC
Western Alliance Bank
 Visit SiteLearn More
 

Quontic

Western Alliance Bank

SPECIAL OFFER
High Yield Savings - 4.50% APY - Learn More

Read Quontic Review

SPECIAL OFFER
High Yield Savings Account - 5.26% APY - Learn More

Read Western Alliance Bank Review

 

Benefits and Features

Savings
High Yield Savings: 4.50% APY
5.26% APY
CD4.30% to 5.30% APY; $500 minimumUp to 5.51%; 3-12 month term CDs. $1 minimum deposit.
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Bitcoin Rewards Checking: 1.5% Bitcoin
N/A
Money Market
5.00% APY
 
 

CreditDonkey® Reviews

 QuonticWestern Alliance Bank
SavingsStarStarStarStarEmpty StarStarStarStarStarStar
CheckingStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf StarStarStarHalf StarEmpty StarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
CDStarStarStarStarStar
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • High APY
  • No fees
  • $1 to open
Cons:
  • No ATM card
  • No checking account
  • Only available via Raisin
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewSolid bank that offers high APY savings products via Raisin... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 11/14/2023.

Western Alliance Bank: Information sourced from the published website as of 12/04/2023.

Quontic
Member FDIC

High Yield Savings - 4.50% APY

  • 4.50% APY
  • $100 minimum opening deposit
  • No monthly service fees
Quontic
Member FDIC

High Interest Checking - Up to 1.10% APY

  • Earn up to 1.10% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Quontic
Member FDIC

CD Rates - Up to 5.30% APY

  • $500 minimum opening deposit
  • FDIC insured

TermCD Rates
6 Months5.05% APY
1 Year5.30% APY
2 Years4.50% APY
3 Years4.40% APY
5 Years4.30% APY
Western Alliance Bank

High Yield Savings Account - 5.26% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
Western Alliance Bank

3-Month High-Yield CD - 5.51% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
Western Alliance Bank

6-Month High-Yield CD - 5.28% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured

Which is Better: Quontic or Western Alliance Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.

In short: Quontic's customer service and mobile app are notable. Western Alliance Bank's savings is outstanding.


Articles on Quontic

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Is Quontic Bank Safe

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

Which Do You Think is Best?





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About CreditDonkey
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