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Quontic vs Western Alliance Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Western Alliance Bank? Read our comparison chart below.

 Quontic
Member FDIC
Western Alliance Bank
Member FDIC
 Visit SiteVisit Site
 

Quontic

Western Alliance Bank

SPECIAL OFFER
High Yield Savings - 3.85% APY - Learn More

Read Quontic Review

SPECIAL OFFER
High Yield Savings Account - 4.25% APY - Learn More

Read Western Alliance Bank Review

 

Benefits and Features

Savings
High Yield Savings: 3.85% APY
4.30% APY
CD3.00% to 3.75% APY; $500 minimumUp to 4.40%; 3-12 month term CDs. $1 minimum deposit.
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
N/A
Money Market
4.25% APY
 
Locations
Online only
35 locations
 

CreditDonkey® Reviews

 QuonticWestern Alliance Bank
SavingsStarStarStarStarEmpty StarStarStarStarStarStar
CheckingStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty StarStarStarHalf StarEmpty StarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
CDStarStarStarStarStar
FeesStarStarStarStarStar
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • High APY
  • No account activity or maintenance fees
Cons:
  • No debit card or checks
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewSolid bank that offers high APY savings products with a fully digital experience... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 04/18/2025.

Western Alliance Bank: Information sourced from the published website as of 05/09/2025.

Western Alliance Bank
Member FDIC

High Yield Savings Account - 4.25% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
Western Alliance Bank

High-Yield CD Rates - Up to 4.40% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • FDIC insured

Term CD Rates
3 Month 4.40% APY
5 Month 4.10% APY
6 Month 4.00% APY
9 Month 3.90% APY
12 Month 3.80% APY
Western Alliance Bank
Member FDIC

3-Month High-Yield CD - 4.40% APY

on Raisin's Secure Website
  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured

Which is Better: Quontic or Western Alliance Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.

In short: Quontic's mobile app and customer service are notable. Western Alliance Bank's savings is outstanding.


Articles on Quontic

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

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About CreditDonkey
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