Quontic vs Western Alliance Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Western Alliance Bank? Read our comparison chart below.

	Member FDIC	Member FDIC
	Visit Site	Visit Site
	Quontic	Western Alliance Bank
	SPECIAL OFFER High Yield Savings - 3.75% APY - Learn More Read Quontic Review	SPECIAL OFFER High-Yield Savings Premier - 3.90% APY Read Western Alliance Bank Review
	Benefits and Features
Savings	High Yield Savings: 3.75% APY	High-Yield Savings Premier: 3.90% APY
CD	3.00% to 3.75% APY; $500 minimum	Up to 3.80%; 3-12 month term CDs. $1 minimum deposit.
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback	Personal Checking, Personal Interest Checking
Money Market	4.25% APY
Locations	Online only	35 locations
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
CD
Fees
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Solid bank that offers high APY savings products with a fully digital experience... Read full review
	Visit Site	Visit Site
	High Yield Savings - 3.75% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 3.75% APY	High Yield Savings Account - 3.90% APY High-Yield CD Rates - Up to 3.80% APY 3-Month High-Yield CD - 3.80% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/27/2025. Western Alliance Bank: Information sourced from the published website as of 12/2/2025.

High-Yield Savings Premier - 3.90% APY

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• No account fees
• Option to open individual or joint account
• FDIC insured up to $250,000 per depositor
• Only $500 minimum opening deposit

The annual percentage yield (APY) is accurate as of December 2, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

High Yield Savings Account - 3.90% APY

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on Raisin's Secure Website

• No fees
• $1 minimum deposit
• 24/7 online access
• FDIC insured

High-Yield CD Rates - Up to 3.80% APY

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on Raisin's Secure Website

• No fees
• $1 minimum deposit
• FDIC insured

Term	CD Rates
3 Month	3.80% APY
4 Month	3.50% APY
6 Month	3.50% APY
9 Month	3.40% APY
12 Month	3.30% APY

Which is Better: Quontic or Western Alliance Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.

In short: Quontic's mobile app and customer service are notable. Western Alliance Bank's savings is outstanding.

Articles on Quontic

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

• Quontic vs Ally Bank
• Quontic vs CIT Bank

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

• Western Alliance Bank vs SoFi
• Western Alliance Bank vs UFB Direct

Which Do You Think is Best?

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