Quontic vs Western Alliance Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Western Alliance Bank? Read our comparison chart below.
 |  | |
| Visit Site | Learn More | |
Quontic | Western Alliance Bank | |
|---|---|---|
High Yield Savings - 4.50% APY - | High Yield Savings Account - 5.26% APY - | |
Benefits and Features | ||
| Savings | ||
| CD | 4.30% to 5.30% APY; $500 minimum | Up to 5.51%; 3-12 month term CDs. $1 minimum deposit. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | |
| Money Market | ||
CreditDonkey® Reviews | ||
| | |
| Savings |   | |
| Checking |  | |
| Customer Service | | |
| Mobile App | | |
| CD | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Solid bank that offers high APY savings products via Raisin... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/14/2023. Western Alliance Bank: Information sourced from the published website as of 12/04/2023. | ||
High Yield Savings - 4.50% APY
- 4.50% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 5.30% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 6 Months | 5.05% APY |
| 1 Year | 5.30% APY |
| 2 Years | 4.50% APY |
| 3 Years | 4.40% APY |
| 5 Years | 4.30% APY |
Which is Better: Quontic or Western Alliance Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.
In short: Quontic's customer service and mobile app are notable. Western Alliance Bank's savings is outstanding.
Articles on Quontic
Quontic Bank
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Is Quontic Bank Safe
Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.
Articles on Western Alliance Bank
Western Alliance Bank Review
Western Alliance offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.
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