Marcus by Goldman Sachs Promotions

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

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Bank of America Advantage Banking - $300 Bonus Offer

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Expires 5/31/2025

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 05/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

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Chase Total Checking® - $300 Bonus

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Expires 7/16/2025

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
Chase Mobile^® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

About Marcus by Goldman Sachs

Marcus is the online bank offered by the investment giant, Goldman Sachs. It offers savings products with very competitive rates and no minimum deposit and no services fees.

Marcus by Goldman Sachs offers online savings and CDs. There are no maintenance fees on any of the deposit accounts.

What to Open at Marcus

Online Savings Account. Marcus offers a high competitive rate on their online savings account. There is no minimum to open or to earn the stated APY. There are no service fees.
Term CDs. The 12-month term CD offers one of the best rates on the market. Longer terms offer higher APYs. The minimum to open is $500. But you can continue to add funds into it for 30 days after account opening.
No-Penalty CD. If you're not sure about tying up your funds, Marcus offers a 13-month no-penalty CD with an excellent rate. You get the flexibility to withdraw your balance and interest earned without being penalized. The minimum to open is $500.

What You Need to Know About Marcus

In exchange for high rates, Marcus does away with a lot of features. Note that there are:

No mobile deposits. If you want to make a deposit, you'll have to do so either by mail or by depositing into an external account and then make a transfer online.
No checking accounts
No ATM card or ATM network
No physical branches
No mobile app

Related: Best Online Savings Account

In-Depth Review

Highlights

Savings
3.75% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.

Compare: Marcus vs Discover Bank

CD
3.75% to 4.40% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.25%. $500 minimum to open. No monthly service fee.

Read: 13 Month CD Rates

Compare: Marcus vs Synchrony Bank

Checking
N/A

Read: Free Checking

Compare: Marcus vs Bank of America

Money Market
N/A

Mobile App
iOS & Android

Compare: Marcus vs CIT Bank

ATMs
None

Compare: Marcus vs Novo

Customer Service
Mon - Sat: 8 am - 10 pm ET
Sat - Sun: 9 am - 7 pm ET

Compare: Marcus vs Chase

Locations
Online only

Compare: Marcus vs Wells Fargo

Information including rates, fees, terms, and benefits was obtained on April 18, 2025 from published websites and is believed to be accurate, but not guaranteed.

	Marcus by Goldman Sachs	Ally Bank
	Benefits and Features
Savings	3.75% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.	3.60% APY
CD	3.75% to 4.40% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.25%. $500 minimum to open. No monthly service fee.	2.90% to 4.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.90%
Checking	N/A	0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market	N/A	3.60% APY
Mobile App	iOS & Android	iOS & Android
ATMs	None	75,000+ no-fee Allpoint and MoneyPass ATMs
Customer Service	Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET	24/7
Locations	Online only	Online only
Marcus: Information including rates, fees, terms, and benefits was obtained on April 18, 2025 from published websites and is believed to be accurate, but not guaranteed. Ally Bank: Pricing information from published website as of 04/18/2025.

4-Year High-Yield CD - 3.75% APY

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Marcus Alternatives

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CIT Bank Platinum Savings - $225 Bonus

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Transfer a one-time deposit of $25,000 - $49,999.99 for a Bonus of $225
4.10% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
No monthly maintenance fee
Member FDIC

Terms and Conditions

Member FDIC

Discover® Online Savings - $150 Cash Bonus

Get Deal

Expires 9/11/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

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Expires 12/31/2025

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new eligible business checking customers only.
Offer expires 12/31/2025.
To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 7/16/2025

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
Chase Secure Banking℠ customers told us they save an average of more than $60 per month on fees after opening their account.
Pay bills, cash checks and send or receive money with Zelle^® with a Chase Secure Banking℠ account.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.
JPMorgan Chase Bank, N.A. Member FDIC.

Wells Fargo Everyday Checking Account - $325 Bonus

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Expires 7/8/2025

Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
Wells Fargo Bank, N.A. Member FDIC

Articles on Marcus by Goldman Sachs

GS Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.