Marcus by Goldman Sachs Promotions
Compare CD Promotion:
No-Penalty CD
- Minimum of $500 to earn interest
- Full balance can be withdrawn starting 7 days after funding the account
| Term | APY |
|---|---|
| 7-month | 3.75% |
| 11-month | 3.80% |
| 13-month | 3.80% |
High Yield CD
| CD Term | APY |
|---|---|
| 6 Months | 3.95% |
| 9 Months | 4.00% |
| 12 Months | 3.90% |
| 18 Months | 3.80% |
| 2 Years | 3.70% |
| 3 Years | 3.70% |
| 4 Years | 3.70% |
| 5 Years | 3.80% |
| 6 Years | 3.80% |
Compare Promotions
CIT Bank Platinum Savings - 4.10% APY Boost
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Disclosures
CIT Bank No Penalty CD - 3.75% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
Disclosures
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
Marcus Trending Offers
| 2 days ago | Marcus Online Savings - Earn 3.40% APY selected by a visitor from Virginia |
| 16 days ago | 13-Month No-Penalty CD - Earn 3.80% APY selected by a visitor from Michigan |
| 5/6/2026 | 6-Month High-Yield CD - 3.95% APY selected by a visitor from California |
| 5/4/2026 | 12-Month High-Yield CD - 3.90% APY selected by a visitor from Virginia |
About Marcus by Goldman Sachs
Marcus is the online bank offered by the investment giant, Goldman Sachs. It offers savings products with very competitive rates and no minimum deposit and no services fees.
Marcus by Goldman Sachs offers online savings and CDs. There are no maintenance fees on any of the deposit accounts.
What to Open at Marcus
- Online Savings Account. Marcus offers a high competitive rate on their online savings account. There is no minimum to open or to earn the stated APY. There are no service fees.
- Term CDs. The 12-month term CD offers one of the best rates on the market. Longer terms offer higher APYs. The minimum to open is $500. But you can continue to add funds into it for 30 days after account opening.
- No-Penalty CD. If you're not sure about tying up your funds, Marcus offers a 13-month no-penalty CD with an excellent rate. You get the flexibility to withdraw your balance and interest earned without being penalized. The minimum to open is $500.
What You Need to Know About Marcus
In exchange for high rates, Marcus does away with a lot of features. Note that there are:
- No mobile deposits. If you want to make a deposit, you'll have to do so either by mail or by depositing into an external account and then make a transfer online.
- No checking accounts
- No ATM card or ATM network
- No physical branches
- No mobile app
Related: Best Online Savings Account
Highlights
Savings
3.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
3.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
Compare: Marcus vs CIT Bank
CD
3.70% to 4.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 3.90%. $500 minimum to open. No monthly service fee.
3.70% to 4.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 3.90%. $500 minimum to open. No monthly service fee.
Read: 13 Month CD Rates
Compare: Marcus vs Synchrony Bank
Money Market
N/A
N/A
Mobile App
iOS & Android
iOS & Android
ATMs
None
None
Customer Service
Mon - Sat: 8 am - 10 pm ET
Sat - Sun: 9 am - 7 pm ET
Mon - Sat: 8 am - 10 pm ET
Sat - Sun: 9 am - 7 pm ET
Locations
Online only
Online only
Information including rates, fees, terms, and benefits was obtained on June 13, 2026 from published websites and is believed to be accurate, but not guaranteed.
Marcus by Goldman Sachs | Ally Bank | |
|---|---|---|
Benefits and Features | ||
| Savings | 3.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement. | |
| CD | 3.70% to 4.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 3.90%. $500 minimum to open. No monthly service fee. | 2.70% to 3.70% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.70% |
| Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
| Money Market | ||
| Mobile App | ||
| ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | |
| Customer Service | Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET | |
| Locations | ||
Marcus: Information including rates, fees, terms, and benefits was obtained on June 13, 2026 from published websites and is believed to be accurate, but not guaranteed. Ally Bank: Pricing information from published website as of 06/16/2026. | ||
Marcus Alternatives
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
HSBC Premier - Up to $5,000
It's easy. The more you fund, the more you earn.
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Articles on Marcus by Goldman Sachs
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