Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

First Internet Bank Promotions

Interest Checking

  • 0.50% APY
  • $100 Minimum Opening Deposit
  • $10 monthly service fee, waived with $500 average daily balance
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

Money Market Savings Account

  • 3.77% APY with a daily balance of $1,000,000 or less
  • 5.48% APY with a daily balance above $1,000,000
  • $100 Minimum Opening Deposit
  • $5 monthly service fee, waived with $4,000 average daily balance
  • Free ATM card
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

Regular Savings

  • 0.81% APY
  • $25 Minimum Opening Deposit
  • $5 monthly service fee, waived with $4,000 average daily balance
  • Free ATM card
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

High Yield CD

  • Up to 5.26% APY
  • Up to 5 years
  • $1,000 Minimum Opening Deposit
  • No monthly service fee
  • FDIC insured

Business Money Market Savings

  • $100 minimum opening deposit
  • 3.46% APY with a daily balance of $5,000,000 or below
  • 5.48% APY with a daily balance over $5,000,000
  • $5 monthly fee or maintain an average daily balance of $4,000 to waive fee
0.91%

Business Savings

  • 0.91% APY with a daily balance of $250,000 or less
  • $100 minimum opening deposit
  • $2 monthly service fee, waived with $1,000 average daily balance

Small Business Checking

  • $0 monthly fee
  • Earn 0.50% APY with an average daily balance of $10,000
  • No minimum balance required
  • No transaction fees
US Bank
Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $450 Bonus

Expires in 2 days
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through July 15, 2024. Member FDIC.

Earn up to $350 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $7,500 or more

Earn up to $100 with a new Standard Savings account.

  • Make new money deposit(s) totaling $15,000 or more by July 31, 2024
  • Maintain the minimum total account balance of $15,000 or more through October 31, 2024

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

NexBank

High-Yield Savings Account - 5.26% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 10/16/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 9/30/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 9/30/2024.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.

Pricing information from published website as of 05/18/2024.

 

First Internet Bank

Ally Bank

 

Benefits and Features

Savings 
4.20% APY
CD 3.00% to 4.85% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
Checking 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market 
4.20% APY
Mobile App 
iOS & Android
ATMs 
43,000+ no-fee Allpoint ATMs
Customer Service 
24/7
Locations
Online only
Online only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

First Internet Bank: Pricing information from published website as of 05/18/2024.

Ally Bank: Pricing information from published website as of 05/14/2024.

12-Month CD - 5.26% APY

6-Month CD - 5.13% APY

60-Month CD - 4.50% APY

48-Month CD - 4.45% APY

3-Month CD - 4.14% APY


First Internet Bank Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 10/16/2024
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2024
Earn a cash bonus in three steps:
  1. Open a new eligible Business Advantage checking account by December 31, 2024. This is an online only offer for new eligible business checking customers only
  2. Deposit $5,000 or more in New Money* directly into your new eligible Bank of America Business Advantage Banking account within thirty (30) calendar days of account opening
  3. Maintain an average balance of $5,000 or more in that new Business Advantage Banking account during the Maintenance Period**.

*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
**The Maintenance Period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

US Bank
Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Expires 9/16/2024

Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 16, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $300.

  • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

  • Complete $30,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/12/2024

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.00% APY

  • 5.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC

Recent Mentions

Best High-Yield Business Savings Account

Best High-Yield Business Savings Account

Elevate your business by using the best high yield savings accounts. Read this list of top business savings accounts with highest yields and low fees.
Average Savings Account Interest

Average Savings Account Interest

The average savings account interest rate is 0.6%. Many big banks offer even lower rates. Read this for the surprising truth about savings accounts.
Add Your Comment



Save money and build wealth. Sign up to get our FREE email newsletter.

More Bank Promotions

Ally Bank Promotions

Online Savings Account - 4.20% APY

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.