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First Internet Bank Promotions

Interest Checking

  • 0.50% APY
  • $100 Minimum Opening Deposit
  • $10 monthly service fee, waived with $500 average daily balance
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

Money Market Savings Account

  • 3.09% APY with a daily balance of $1,000,000 or less
  • 3.64% APY with a daily balance above $1,000,000
  • $100 Minimum Opening Deposit
  • $5 monthly service fee, waived with $4,000 average daily balance
  • Free ATM card
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

Free Savings

  • 0.80% APY
  • $25 Minimum Opening Deposit
  • Free ATM card
  • Up to $10/month ATM fee reimbursement
  • FDIC insured

High Yield CD

  • Up to 3.76% APY
  • Up to 5 years
  • $1,000 Minimum Opening Deposit
  • No monthly service fee
  • FDIC insured

Small Business Checking

  • $0 monthly fee
  • Earn 0.50% APY with an average daily balance of $10,000
  • No minimum balance required
  • No transaction fees
0.90%

Business Savings

  • 0.90% APY with a daily balance of $250,000 or less
  • $100 minimum opening deposit
  • $2 monthly service fee, waived with $1,000 average daily balance

Business Money Market Savings

  • $100 minimum opening deposit
  • 2.94% APY with a daily balance of $5,000,000 or below
  • 3.64% APY with a daily balance over $5,000,000
  • $5 monthly fee or maintain an average daily balance of $4,000 to waive fee
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 5/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 05/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 5/31/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Chase
Member FDIC

Chase Total Checking® - $400 Bonus

Expires 7/15/2026
  • New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
  • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
  • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
  • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
  • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 3.75% APY

  • 3.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures

First Internet Bank CD Rates

What is First Internet Bank's CD rates?
  • 6-Month CD - 3.76% APY
  • 12-Month CD - 3.67% APY
  • 48-Month CD - 3.45% APY
  • 60-Month CD - 3.45% APY
  • 3-Month CD - 3.14% APY

    Highlights

    Locations
    Online only

Pricing information from published website as of 02/19/2026.

 

First Internet Bank

Ally Bank

 

Benefits and Features

Savings 
3.10% APY
CD 2.80% to 3.70% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.70%
Checking 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market 
3.10% APY
Mobile App 
iOS & Android
ATMs 75,000+ no-fee Allpoint and MoneyPass ATMs
Customer Service 
24/7
Locations
Online only
Online only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

First Internet Bank: Pricing information from published website as of 02/19/2026.

Ally Bank: Pricing information from published website as of 05/07/2026.

6-Month CD - 3.76% APY

12-Month CD - 3.67% APY

48-Month CD - 3.45% APY

60-Month CD - 3.45% APY

3-Month CD - 3.14% APY


First Internet Bank Alternatives

CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.65% APY

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 2.68% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 9/30/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

KeyBank
Member FDIC

Key Select Checking® - $500 Bonus

Expires 5/22/2026
Earn $500 after qualified activities until 5.22.26 with interest-bearing Key Select Checking®.

  • Open a Key Select Checking® account online by May 22, 2026.
  • Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
  • Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.

Recent Mentions

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Best High-Yield Business Savings Account

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More Bank Promotions

Ally Bank Promotions

Online Savings Account - 3.10% APY

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

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