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Current

Current Promotions

By Charles Tran
Updated May 7, 2026

Current is currently offering six promotions. Read our in-depth review of Current to see why Current scored 4.4 stars out of 5. We like their high savings rate, up to 15x cash back at 14k stores, and ability to deposit cash.

Build Credit While You Bank

  • Get Paid Up to 2 Days Faster
  • Build credit and earn points with every swipe
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No credit check, minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
4.00%

Current Savings - Up to 4.00% bonus

  • 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
  • Simply add money to your Savings Pods and enable the Boost feature.
  • Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
  • Bonuses accumulate daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
$75

$75 Sign Up Bonus

Open your first Current account using promo code PAYROLL75. Receive a single eligible payroll deposit of $200 or more within 45 days of account opening.

This offer has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by Current.

Convenient Teen Account With Debit Card

  • Easy transfers, set spending limits, automate allowances
  • Age: 13 years and older
  • Fees: No monthly or annual fee
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Current Trending Offers
9 hours agoFee-Free Overdraft up to $200 with Overdrive selected by a visitor from North Dakota
2 days ago$75 Sign Up Bonus selected by a visitor from Texas
6 days agoCurrent Savings - Up to 4.00% bonus selected by a visitor from Wyoming
12 days agoBuild Credit While You Bank selected by a visitor from New York
17 days agoGet Paid 2 Days Faster selected by a visitor from North Carolina
HSBC
Member FDIC

HSBC Premier - Up to $5,000

It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Expires 6/30/2026
Chase
Member FDIC

Chase Secure Banking℠ - $125 Bonus

  • New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
  • $0 Monthly Service Fee for customers age 17-24.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Expires 7/15/2026
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Expires 6/30/2026
Disclosures
Bank of America
Member FDIC

Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 3.75% APY

  • 3.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures

Current Checking Bonus

What is the checking bonus at Current?

    More Information

  • Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 Current
 Visit SiteLearn More
 

Current

Chime

 

Benefits and Features

SavingsUp to 4.00% bonus on your Savings Pod, on up to a total of $6,0001.00% Annual Percentage Yield (APY).
CheckingEarn up to 15x points on purchases at participating merchantsNo monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee
$0
$0
Kids Debit Card
Check
 
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMsFree access to 40,000+ Allpoint ATMsOver 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer Service 
24/7
Locations 
Online only
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Current


Current Alternatives

Bank of America
Member FDIC

Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.65% APY

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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