Alliant Credit Union Promotions
CD Rates
- Low minimum deposit of only $1,000; no maximum
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
- Funds are insured up to $250,000 by NCUA
| Term | APY |
|---|---|
| 3-month | 3.10% |
| 6-month | 3.90% |
| 12-month | 3.75% |
| 18-month | 3.60% |
| 24-month | 3.60% |
| 36-month | 3.60% |
| 48-month | 3.65% |
| 60-month | 3.65% |
Jumbo CD
- Jumbo certificates if you deposit $75,000 or more
- Funds are insured up to $250,000 by NCUA
| Term | APY |
|---|---|
| 3-month | 3.10% |
| 6-month | 3.90% |
| 12-month | 3.80% |
| 18-month | 3.65% |
| 24-month | 3.70% |
| 36-month | 3.70% |
| 48-month | 3.70% |
| 60-month | 3.70% |
IRA CD Rates
- Low minimum deposit of only $1,000; no maximum
- Jumbo certificates may be available for a higher rate if you deposit $75,000 or more
- Funds are insured up to $250,000 by NCUA
| Term | APY |
|---|---|
| 3-month | 3.10% |
| 6-month | 3.90% |
| 12-month | 3.75% |
| 18-month | 3.60% |
| 24-month | 3.60% |
| 36-month | 3.60% |
| 48-month | 3.65% |
| 60-month | 3.65% |
High-Rate Checking
- 0.25% APY when you opt in to eStatements and have at least one monthly electronic deposit to your account
- No monthly service fee
- No minimum balance requirement
- Up to $20/month in ATM fee rebates
High-Rate Savings
- 3.01% APY when you maintain average daily balance of $100 or more
- No monthly fee when you opt in to eStatements
- $5 initial deposit
Personal Savings Account - $100 Bonus
Open a new savings account online. Deposit or transfer funds into the account totaling $100 or more each month for 12 consecutive months. The first $100 must be transferred and/or deposited within 30 days of account opening, and each calendar month after the first $100 transfer/deposit, funds need to post to the account by the last day of the month. Maintain an average daily minimum balance of $100 for 12 months.
Compare Promotions
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Alliant Credit Union CD Rates
- 6-Month Jumbo CD - 3.90% APY
- 6-Month CD - 3.90% APY
- 12-Month Jumbo CD - 3.80% APY
- 12-Month CD - 3.75% APY
- 3-Year Jumbo CD - 3.70% APY
- 5-Year Jumbo CD - 3.70% APY
- 18-Month Jumbo CD - 3.65% APY
- 48-Month CD - 3.65% APY
- 60-Month CD - 3.65% APY
- 18-Month CD - 3.60% APY
- 24-Month CD - 3.60% APY
Highlights
80,000+ fee-free ATMs
Phone: 800-328-1935
Online chat
Online only
Information sourced from the published website as of 02/02/2026.
Alliant Credit Union | Ally Bank | |
|---|---|---|
Benefits and Features | ||
| Savings | ||
| CD | 2.90% to 3.70% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.70% | |
| Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
| Money Market | ||
| Mobile App | ||
| ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | |
| Customer Service | Phone: 800-328-1935 Online chat | |
| Locations | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Alliant Credit Union: Information sourced from the published website as of 02/02/2026. Ally Bank: Pricing information from published website as of 03/14/2026. | ||
Alliant Teen Checking
- 0.25% APY
- No minimum balance requirement
- No monthly fee
- For members who are 13-17 years old
Alliant Credit Union Alternatives
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
CIT Bank Platinum Savings - 4.10% APY Boost
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
Free Business Checking - Up to 1.3% APY
- 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking
- $0 monthly service fee
- $50 deposit to unlock all features
- ATM fee refunds up to $7 per month










