PaymentCloud vs Payment Depot

PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Payment Depot? Read our comparison chart below.

PaymentCloud provides customized payment solutions to businesses especially to high-risk companies. It also offers fraud prevention tools, payment gateways, and merchant funding.

While Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

Compare PaymentCloud with Payment Depot, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	PaymentCloud	Payment Depot

	Visit Site	Visit Site
	SPECIAL OFFER High Risk? No Problem - Learn More Read PaymentCloud Review	SPECIAL OFFER Save Over $400 Per Month on Average - Learn More Read Payment Depot Review
	Benefits and Features
Monthly Fee	Not disclosed - offers customized pricing	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)
Good For		Businesses processing $20,000 or more per month
Equipment	Available through third-party providers (Clover, Dejavoo, etc.)	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing
Accept International Payments	Not disclosed
Customer Service	Phone and Form Submission	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Fraud Prevention Tools
Invoice Management		Integration needed
Pricing Model	Customized	Subscription
Recurring Billing		Integration needed
Swipe Rate	Not disclosed - offers customized pricing	Interchange rate + $0.10
Online Rate	Not disclosed - offers customized pricing	Interchange rate + $0.18
Keyed-in Transaction Fee	Not disclosed - offers customized pricing	Interchange + 18¢
Deposit Time		Next day deposits
	CreditDonkey® Reviews

Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pricing Model
Price
Pros & Cons	Pros: Supports up to 3% chargeback ratio Customized payment solutions Dedicated account manager Cons: Underwriting process No disclosed fees Potential long-term contract	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Trusted merchant account provider for low to high-risk businesses... Read full review	Cheap merchant account provider for high-volume businesses... Read full review
	Visit Site	Visit Site
	High Risk? No Problem 98% Approval Accepts Bad Credit Merchants	Save Over $400 Per Month on Average First Month Free Save 40% or More
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

High Risk? No Problem

Competitive Options for Payment Processing at All Risk Levels
Fast Funding
No Setup/Hidden Fees
No Minimum Credit Score
All Industries Accepted

Find Out More

98% Approval

Get Started

Competitive Options for Payment Processing at All Risk Levels
Fast Funding
No Setup/Hidden Fees
No Minimum Credit Score
All Industries Accepted

Accepts Bad Credit Merchants

Get Started

Competitive Options for Payment Processing at All Risk Levels
No Setup/Hidden Fees
No Minimum Credit Score

Save Over $400 Per Month on Average

Learn More

📞 1-866-676-0771

No hidden fees
No surprises
No cancellation fees

First Month Free

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save 40% or More

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Which is Better: PaymentCloud or Payment Depot?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Stripe.

In short: PaymentCloud's low volume business is notable. Payment Depot's contract is excellent.