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PaymentCloud vs Helcim

PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Helcim? Read our comparison chart below.

 PaymentCloudHelcim
 Visit SiteVisit Site
 

PaymentCloud

Helcim

SPECIAL OFFER
High Risk? No Problem - Learn More

Read PaymentCloud Review

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

 

Benefits and Features

Monthly FeeNot disclosed - offers customized pricing
No monthly fees
Good For Small-mid sized businesses; Seasonal businesses
EquipmentAvailable through third-party providers (Clover, Dejavoo, etc.)$109 for Helcim card reader; $349 for Helcim smart terminal
Accept International Payments
Not disclosed
Customers can purchase in CAD/USD (not their local currency) from any location
Customer Service
Phone and Form Submission
Phone, email, or schedule callback
Fraud Prevention Tools
Check
Check
Invoice Management
Check
Check
Pricing Model
Customized
Interchange plus
Recurring Billing
Check
Check
ACH Payments 
0.5% + $0.25 per transaction
Swipe RateNot disclosed - offers customized pricingInterchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)
Online RateNot disclosed - offers customized pricingInterchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)
Keyed-in Transaction Fee Interchange + 0.50% + 25ยข (for processing up to $50,000/mo; discounts for larger volume)
Deposit Time 
1-2-day funding
Chargeback Fee $15 ($0 if you win the dispute)
 

CreditDonkey® Reviews

 PaymentCloudHelcim
EquipmentStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
ContractStarStarStarHalf StarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarHalf Star
EcommerceStarStarStarStarHalf StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
Pricing ModelStarStarStarHalf StarEmpty Star
PriceStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Supports up to 3% chargeback ratio
  • Customized payment solutions
  • Dedicated account manager
Cons:
  • Underwriting process
  • No disclosed fees
  • Potential long-term contract
Pros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Bottom LineTrusted merchant account provider for low to high-risk businesses... Read full reviewExcellent interchange-plus provider if you're looking for overall value and service... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

PaymentCloud

High Risk? No Problem

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

98% Approval

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

Accept Credit Card Payments

  • Top-rated customer support and dedicated account representative
  • Fast funding with same-day deposits
  • No setup/hidden fees
  • Free terminal
  • No minimum credit score and 98% approval rate
  • Fast approvals and same day setup
Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file
Helcim

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

Which is Better: PaymentCloud or Helcim?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.

In short: PaymentCloud's equipment and high volume business are notable. In particular, the high volume business is outstanding. Helcim's contract is excellent.


Articles on PaymentCloud

PaymentCloud Review

Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.

PaymentCloud Pricing

Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.

Articles on Helcim

Helcim Review

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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