Payment Depot vs PaymentCloud

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to PaymentCloud? Read our comparison chart below.

Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

While PaymentCloud provides customized payment solutions to businesses especially to high-risk companies. It also offers fraud prevention tools, payment gateways, and merchant funding.

Compare Payment Depot with PaymentCloud, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Payment Depot	PaymentCloud

	Visit Site	Visit Site
	SPECIAL OFFER Save Over $400 Per Month on Average - Learn More Read Payment Depot Review	SPECIAL OFFER High Risk? No Problem - Learn More Read PaymentCloud Review
	Benefits and Features
Monthly Fee	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)	Not disclosed - offers customized pricing
Good For	Businesses processing $20,000 or more per month
Equipment	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing	Available through third-party providers (Clover, Dejavoo, etc.)
Accept International Payments		Not disclosed
Customer Service	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)	Phone and Form Submission
Fraud Prevention Tools
Invoice Management	Integration needed
Pricing Model	Subscription	Customized
Recurring Billing	Integration needed
Swipe Rate	Interchange rate + $0.10	Not disclosed - offers customized pricing
Online Rate	Interchange rate + $0.18	Not disclosed - offers customized pricing
Keyed-in Transaction Fee	Interchange + 18¢	Not disclosed - offers customized pricing
Deposit Time	Next day deposits
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pricing Model
Pros & Cons	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee	Pros: Supports up to 3% chargeback ratio Customized payment solutions Dedicated account manager Cons: Underwriting process No disclosed fees Potential long-term contract
Bottom Line	Cheap merchant account provider for high-volume businesses... Read full review	Trusted merchant account provider for low to high-risk businesses... Read full review
	Visit Site	Visit Site
	Save Over $400 Per Month on Average First Month Free Save 40% or More	High Risk? No Problem 98% Approval Accepts Bad Credit Merchants
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Save Over $400 Per Month on Average

Learn More

📞 1-866-676-0771

No hidden fees
No surprises
No cancellation fees

First Month Free

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save 40% or More

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

High Risk? No Problem

Competitive Options for Payment Processing at All Risk Levels
Fast Funding
No Setup/Hidden Fees
No Minimum Credit Score
All Industries Accepted

Find Out More

98% Approval

Get Started

Competitive Options for Payment Processing at All Risk Levels
Fast Funding
No Setup/Hidden Fees
No Minimum Credit Score
All Industries Accepted

Accepts Bad Credit Merchants

Get Started

Competitive Options for Payment Processing at All Risk Levels
No Setup/Hidden Fees
No Minimum Credit Score

Which is Better: Payment Depot or PaymentCloud?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.

In short: Payment Depot's contract is excellent. PaymentCloud's low volume business is notable.