North One vs Square

North One is a good business banking features and tools with no monthly fees. How does it compare to Square? Read our comparison chart below.

North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Square has a low swipe fee of 2.6% + $0.15 per transaction with Square Free. It has no monthly fees, no contract, and no chargeback fees. Square offers a free swipe reader, feature-rich POS app, free virtual terminal, and free online store.

Compare North One with Square, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	North One	Square

	Learn More	Visit Site
	SPECIAL OFFER North One Plus Business Banking - Up to 3.00% APY - Learn More Read North One Review	SPECIAL OFFER Square Reader: Free Mobile Credit Card Reader - Learn More Read Square Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals
Checking	$0 monthly fee; no balance requirements
Monthly Fee	$0	$0 (Free), $49/mo (Plus), and $149/mo (Premium)
Equipment		Card reader: $0 to $59; Stand, Terminal, and Register available for purchase
Cash Deposit Fee	up to $4.95 with Green Dot locations; 1 reimbursement/month (Standard members); 3 reimbursement/month (Plus members)
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	Phone, Email, Live Chat Support, Seller Community
Fraud Prevention Tools
Invoice Management
Recurring Billing
	CreditDonkey® Reviews

Checking
Fees
Mobile App
Customer Service
Price
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: No monthly fees Unlimited envelopes App integrations Cons: No international wires Up to $4.95 cash deposit fee	Pros: No monthly or annual fee Free swipe card reader Low, predictable flat rates Cons: Flat-rate pricing can be expensive for larger businesses 24/7 phone support only on Premium plan Advanced features require a paid plan
Bottom Line	Good business banking features and tools with no monthly fees... Read full review	Good credit card processor for low-volume businesses... Read full review
	Learn More	Visit Site
	North One Plus Business Banking - Up to 3.00% APY North One Free Business Banking - Up to 2.50% APY Business Referral Program - $50 Bonus	Square Reader: Free Mobile Credit Card Reader Square Contactless and Chip Card Reader Square Terminal
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. North One: Information sourced from the published website as of 07/26/2025.