NorthOne vs Relay

NorthOne is a good business banking features and tools if you're okay with paying a monthly fee . How does it compare to Relay? Read our comparison chart below.

NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, unlimited transactions, invoice maker, and app integrations. But there is a $10 monthly fee with no options to waive.

While Relay lets you open up to 20 individual business checking accounts and 50 debit cards at no extra charge. There's also free cash deposits and free mailed checks through the app. There's no monthly fee.

Compare NorthOne with Relay, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	NorthOne	Relay

	Visit Site	Visit Site
	SPECIAL OFFER Get 3 months of free business banking - Learn More Read NorthOne Review	SPECIAL OFFER No-Fee Business Checking - Learn More Read Relay Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals	Earn up to 3% APY: Earn 1% APY on savings balances of less than $50,000, 1.5% APY on savings between $50,000 and $250,000, 2% APY on savings balances between $250,000 and $1,000,000 and 3% APY on savings balances of more than $1,000,000.
Checking	$10 monthly fee (cannot be wavied); no balance requirements	Up to 20 individual business checking accounts; no monthly fees; no overdraft fees
APY	N/A	N/A
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	Phone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday
Minimum Deposit to Open	$50	$0
ACH Transfer Fee	$0	$0
ATMs	38,000+ MoneyPass ATMs	55,000+ AllPoint ATMs
Balance Requirement	None	None
Cash Deposit Fee	$4.95	$0 for cash deposits at Allpoint ATMs
Incoming Wire Transfer Fee	$15 for domestic wires	$0
Locations	Online only	Online only
Out of Network ATM Fee	Fee from ATM owner	Fee from ATM owner
Outgoing Wire Transfer Fee	$15 for domestic wires	$5 for domestic; $10 for international
Overdraft Fee	$0	$0
Monthly Fee	$10	$0
	CreditDonkey® Reviews

Checking
Customer Service
Mobile App
Fees
Pros & Cons	Pros: Unlimited envelopes Invoice maker App integrations Cons: $10 monthly fee No APY Cash deposit fee	Pros: Up to 20 checking accounts Up to 50 debit cards $0 monthly fee Earn interest with automated savings Cons: No paper checks
Bottom Line	Good business banking features and tools if you're okay with paying a monthly fee... Read full review	One of the best online business banking accounts for large teams... Read full review
	Visit Site	Visit Site
	Get 3 months of free business banking Get 1 month of free business banking NorthOne Business Banking	No-Fee Business Checking
NorthOne: Information sourced from the published website as of 09/27/2023.

Get 3 months of free business banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Get Deal

Get 1 month of free business banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Get Deal

NorthOne Business Banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker
$50 minimum opening deposit
$10 monthly fee

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Learn More

No-Fee Business Checking

$0 monthly service fee
$0 minimum opening deposit
Open up to 20 individual business checking accounts
Earn up to 3% APY with automated savings
Issue up to 50 Visa® debit cards to your team

Banking services provided by Thread Bank and Evolve Bank & Trust; Members FDIC.

Get Deal

Which is Better: NorthOne or Relay?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing NorthOne or Chase.

In short: NorthOne's customer service is impressive. Relay's checking and fees are excellent.