National Processing vs PaymentCloud

National Processing is a flat-rate processor with low in-person transaction fees. How does it compare to PaymentCloud? Read our comparison chart below.

	Visit Site	Visit Site
	National Processing	PaymentCloud
	SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn More Read National Processing Review	SPECIAL OFFER High Risk? No Problem - Learn More Read PaymentCloud Review
	Benefits and Features
Monthly Fee	Starts at $9.95/mo; custom pricing starts at $9.95+/mo	Not disclosed - offers customized pricing
Good For	Large and established businesses
Equipment	Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments	Available through third-party providers (Clover, Dejavoo, etc.)
Accept International Payments		Not disclosed
Customer Service	Phone, email, live chat	Phone and Form Submission
Fraud Prevention Tools
Invoice Management
Pricing Model	Flat-rate pricing	Customized
Recurring Billing
Swipe Rate	2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)	Not disclosed - offers customized pricing
Online Rate	2.9% + $0.30 per transaction	Not disclosed - offers customized pricing
Keyed-in Transaction Fee	3.5% + $0.15 per transaction
Deposit Time	2-3 business days
Chargeback Fee	$15
	CreditDonkey® Reviews
Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pricing Model
Pros & Cons	Pros: No long-term contracts Free equipment available No monthly minimums Cons: Conditions to waive termination fee Pricey with larger sales	Pros: Supports up to 3% chargeback ratio Customized payment solutions Dedicated account manager Cons: Underwriting process No disclosed fees Potential long-term contract
Bottom Line	Flat-rate processor with low in-person transaction fees... Read full review	Trusted merchant account provider for low to high-risk businesses... Read full review
	Visit Site	Visit Site
	Get $500 If National Processing Can't Beat Your Current Rates* Start Processing Payments Today Free Mobile Swiper	High Risk? No Problem 98% Approval Accept Credit Card Payments
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Get $500 If National Processing Can't Beat Your Current Rates*

Find Out More

*For merchants processing over $10k/month

Start Processing Payments Today

Get Started

• Free Reprogram of Existing Equipment
• Free Gateway Setup
• Free Mobile Reader

Free Mobile Swiper

Get Deal

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

High Risk? No Problem

• Competitive Options for Payment Processing at All Risk Levels
• Fast Funding
• No Setup/Hidden Fees
• No Minimum Credit Score
• All Industries Accepted

Find Out More

98% Approval

Get Started

• Competitive Options for Payment Processing at All Risk Levels
• Fast Funding
• No Setup/Hidden Fees
• No Minimum Credit Score
• All Industries Accepted

Accept Credit Card Payments

• Top-rated customer support and dedicated account representative
• Fast funding with same-day deposits
• No setup/hidden fees
• Free terminal
• No minimum credit score and 98% approval rate
• Fast approvals and same day setup

Get Started

Which is Better: National Processing or PaymentCloud?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.

In short: PaymentCloud's high volume business is outstanding.

Articles on National Processing

National Processing

National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.

Articles on PaymentCloud

PaymentCloud Review

Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.

• PaymentCloud vs Stripe
• PaymentCloud vs Square

PaymentCloud Pricing

Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.

Which Do You Think is Best?

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