Marcus by Goldman Sachs vs Capital One
Marcus by Goldman Sachs | Capital One | |
---|---|---|
Marcus Online Savings - Earn 3.75% APY - | Personal Savings Account - $1,000 Bonus - | |
Benefits and Features | ||
Savings | 3.75% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement. | |
CD | 3.70% to 4.75% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.40%. $500 minimum to open. No monthly service fee. | 3.30% to 4.30% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.15% |
Checking | ||
Customer Service |
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Mobile App | ||
ATMs | Over 70,000 no-fee Capital One & Allpoint ATMs | |
Locations | ||
CreditDonkey® Reviews | ||
Savings | ![]() ![]() ![]() ![]() ![]() | |
Checking | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Customer Service | ![]() ![]() ![]() ![]() ![]() | |
Mobile App | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | | Good online bank with access to in-person support... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on February 28, 2023 from published websites and is believed to be accurate, but not guaranteed. Capital One: Pricing information from published website as of 03/15/2023. |