Marcus by Goldman Sachs vs Capital One
Marcus by Goldman Sachs | Capital One | |
|---|---|---|
Marcus Online Savings - Earn 3.65% APY - | Personal Savings Account - $1,500 Bonus - | |
Benefits and Features | ||
| Savings | 3.65% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement. | |
| CD | 3.85% to 4.10% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.00%. $500 minimum to open. No monthly service fee. | 3.50% to 3.85% APY. Terms of 6 months to 5 years. 12-month CD APY of 3.85% |
| Checking | ||
| Money Market | ||
| Mobile App | ||
| ATMs | over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs | |
| Customer Service | Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET | Phone: 800-655-2265 Monday - Sunday: 8AM - 11PM (ET) |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings | ||
| Checking | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
| |
| Bottom Line | | Good online bank with access to in-person support... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on October 04, 2025 from published websites and is believed to be accurate, but not guaranteed. Capital One: Pricing information from published website as of 10/23/2025. | ||













