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Marcus by Goldman Sachs vs Capital One


 

Marcus by Goldman Sachs

Capital One

SPECIAL OFFER
Marcus Online Savings - Earn 3.00% APY - Learn More

Read Marcus Review

SPECIAL OFFER
360 Checking Account - Learn More

Read Capital One Review

 

Benefits and Features

Savings3.00% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.
3.00% APY
CD3.25% to 4.25% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.00%. $500 minimum to open. No monthly service fee.2.70% to 4.25% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%
Checking 
0.10% APY
Customer Service
  • Monday - Saturday: 8:00 am - 10:00 pm (ET)
  • Saturday - Sunday: 9:00 am - 7:00 pm ET
Mon-Sun: 8am - 11pm (ET)
Mobile App
None
 
ATMs
None
Over 40,000 no-fee Capital One & Allpoint ATMs
IRA CD 2.70% to 4.25% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%.
Locations
Online Only
Online Only
 

CreditDonkey® Reviews

SavingsStarStarStarHalf StarEmpty Star
CheckingStarStarStarStarStar
Money MarketStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf Star
Mobile AppStarStarStarStarHalf Star
Pros & ConsPros:
  • Overdraft protection options
  • No account minimums
  • 27 cafes for in-person support
Cons:
  • Lower savings APY compared to other online banks
Bottom Line Read full reviewGood online bank with access to in-person support... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Marcus: Information including rates, fees, terms, and benefits was obtained on November 12, 2022 from published websites and is believed to be accurate, but not guaranteed.

Capital One: Pricing information from published website as of 10/29/2022.


Articles on Marcus by Goldman Sachs

GS Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.

Articles on Capital One

Capital One 360 Review

Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.

Capital One Money Teen Checking Account Review

Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.

Capital One Bank Hours

Capital One Bank is open 6 days a week. Take a look at their operating hours.

Capital One Routing Number

What is the routing number for Capital One? Find the right one for your account with our guide.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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