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Lili vs Navy Federal Credit Union

Lili is an all-in-one account for small business owners to manage expenses and taxes. How does it compare to Navy Federal Credit Union? Read our comparison chart below.

 Lili
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Lili

Navy Federal Credit Union

SPECIAL OFFER
Free Checking Account for Small Business Owners - Learn More

Read Lili Review

SPECIAL OFFER
12-Month EasyStart Certificate - 3.70% APY - Learn More

Read Navy Federal Credit Union Review

 

Benefits and Features

SavingsSavings with up to 4.00% APY on balances up to $1,000,000Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership.
CD Standard Certificate: Up to 3.75% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
CheckingNo monthly fees; no balance requirements; no overdraft fees; no foreign transaction feesFree Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts
Monthly Fee
$0
 
APY
N/A
 
Minimum Deposit to Open
$0
 
Mobile App 
iOS & Android
ACH Transfer Fee
$0
 
ATMsapproximately 40,000 MoneyPass ATMs360+ Navy Federal and more than 30,000 CO-OP Network ATMs
Balance Requirement
$0
 
Cash Deposit Fee
Up to $4.95
 
Customer Service
Monday–Friday, 9 AM–8 PM EST
Phone: 888-842-6328
24/7 customer support
Online chat
Incoming Wire Transfer Fee
$0 ($15 for international)
 
IRA CD Up to 3.75% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Locations
Online only
360+ branches
Out of Network ATM Fee
$2.50 ($5 for international)
 
Outgoing Wire Transfer Fee
$15 ($25 for international)
 
Overdraft Fee
$0
 
 

CreditDonkey® Reviews

 Lili
SavingsStarStarStarStarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
CheckingStarStarStarStarStar
FeesStarStarStarStarStarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
Pros & ConsPros:
  • No monthly fees
  • Expense tracking
  • Save for taxes
Cons:
  • Best features only for paid Lili plans
  • Fee to deposit cash
Pros:
  • $0 monthly charge
  • Extensive ATM network
Cons:
  • Low interest rate
  • $5 opening deposit
  • Only for members
Bottom LineAll-in-one account for small business owners to manage expenses and taxes... Read full reviewSavings account with low APY, best for military personnel... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Navy Federal Credit Union: Pricing information from published website as of 12/30/2025 based on 91107 zip code.

Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Lili

Free Checking Account for Small Business Owners

  • $0 monthly service fees
  • $0 minimum opening deposit
  • No minimum balance requirement
  • No foreign exchange fee
  • Get direct deposits up to 2 days earlier
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Lili

Free Checking Account for Small Business Owners

  • $0 monthly service fees
  • Automatic Savings
  • Free withdrawals at approximately 40,000 ATMs
  • Get direct deposits up to 2 days earlier
  • No foreign transaction fees
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Which is Better: Lili or Navy Federal Credit Union?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Novo.

In short: Lili's savings and fees are worth mentioning. In particular, the fees is outstanding.


Articles on Lili

Lili Review

Lili offers free business checking with a debit card and automatic savings. Review its features, pros and cons to see if it fits your business.

Articles on Navy Federal Credit Union

Navy Federal High Yield Savings

Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here.

Which Do You Think is Best?





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