Lili vs Navy Federal Credit Union
Lili is an all-in-one account for small business owners to manage expenses and taxes. How does it compare to Navy Federal Credit Union? Read our comparison chart below.
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| Visit Site | Learn More | |
Lili | Navy Federal Credit Union | |
|---|---|---|
Free Checking Account for Small Business Owners - | 12-Month EasyStart Certificate - 3.70% APY - | |
Benefits and Features | ||
| Savings | Savings with up to 4.00% APY on balances up to $1,000,000 | Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. |
| CD | Standard Certificate: Up to 3.75% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. | |
| Checking | No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees | Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts |
| Monthly Fee | ||
| APY | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ACH Transfer Fee | ||
| ATMs | approximately 40,000 MoneyPass ATMs | 360+ Navy Federal and more than 30,000 CO-OP Network ATMs |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Customer Service | Phone: 888-842-6328 24/7 customer support Online chat | |
| Incoming Wire Transfer Fee | ||
| IRA CD | Up to 3.75% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. | |
| Locations | ||
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
CreditDonkey® Reviews | ||
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| Savings | ||
| Minimum Deposit | ||
| Checking | ||
| Fees | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | All-in-one account for small business owners to manage expenses and taxes... | Savings account with low APY, best for military personnel... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Navy Federal Credit Union: Pricing information from published website as of 12/30/2025 based on 91107 zip code. | ||
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Checking Account for Small Business Owners
- $0 monthly service fees
- $0 minimum opening deposit
- No minimum balance requirement
- No foreign exchange fee
- Get direct deposits up to 2 days earlier
- Savings with up to 4.00% APY
Free Checking Account for Small Business Owners
- $0 monthly service fees
- Automatic Savings
- Free withdrawals at approximately 40,000 ATMs
- Get direct deposits up to 2 days earlier
- No foreign transaction fees
- Savings with up to 4.00% APY
Which is Better: Lili or Navy Federal Credit Union?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Novo.
In short: Lili's savings and fees are worth mentioning. In particular, the fees is outstanding.


