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HSBC Bank vs Axos Bank


 HSBC Bank
Member FDIC
Member FDIC
 Visit SiteLearn More
 

HSBC Bank

Axos Bank

SPECIAL OFFER
HSBC Premier - Up to $5,000 - Learn More

Read HSBC Review

SPECIAL OFFER
Basic Business Checking - Learn More

Read Axos Bank Review

 

Benefits and Features

SavingsPremier Relationship Savings: 3.10% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD3.55% to 3.80% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.70%. Minimum deposit of $1,000 to open.0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
CheckingPremier Checking to enjoy premium banking with both local and global benefitsRewards Checking: Up to 3.30% APY
Cashback Checking: Up to 1% cashback
Money Market 
0.25% APY
Mobile App 
iOS & Android
ATMsAny HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.approximately 91,000 partner ATMs
Customer Service
24/7
24/7
Locations21 branches in the US; Global presence in more than 64 countries and territories worldwide
Online only
 

CreditDonkey® Reviews

 HSBC Bank
SavingsStarStarStarStarHalf Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarStarStar
Mobile AppStarStarStarStarHalf Star
ATMsStarStarStarStarHalf Star
LocationsStarStarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Checking with rewards
  • No monthly fee
  • Domestic ATM rebates
Cons:
  • Low CD rates
  • No physical branches
Bottom Line Read full reviewFull-service online bank with excellent checking and savings... Read full review
 Visit SiteLearn More

HSBC Premier - Up to $5,000

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

HSBC: Data points including rates, fees, terms, and benefits was obtained on 06/06/2026 from published websites and is believed to be accurate, but not guaranteed.

Axos Bank: Pricing information from published website as of 06/05/2026.

HSBC
Member FDIC

HSBC Premier - Up to $5,000

It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Expires 6/30/2026

Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Axos Business Checking

Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.

Which Do You Think is Best?





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