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Helcim vs National Processing

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to National Processing? Read our comparison chart below.

 HelcimNational Processing
 Visit SiteVisit Site
 

Helcim

National Processing

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

SPECIAL OFFER
Get $500 If National Processing Can't Beat Your Current Rates* - Learn More

Read National Processing Review

 

Benefits and Features

Monthly Fee
No monthly fees
Starts at $9.95/mo; custom pricing starts at $9.95+/mo
Good ForSmall-mid sized businesses; Seasonal businessesLarge and established businesses
Equipment$109 for Helcim card reader; $349 for Helcim smart terminalCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
Accept International PaymentsCustomers can purchase in CAD/USD (not their local currency) from any location 
Customer ServicePhone, email, or schedule callback
Phone, email, live chat
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing Model
Interchange plus
Flat-rate pricing
Recurring Billing
Check
 
ACH Payments
0.5% + $0.25 per transaction
 
Swipe RateInterchange + 0.40% + 8¢ (for processing up to $50,000/mo; discounts for larger volume)2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)
Online Rate0.50% + $0.25 + interchange rate (for processing up to $50,000/month; discounts for larger volume)
2.9% + $0.30 per transaction
Keyed-in Transaction FeeInterchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)
3.5% + $0.15 per transaction
Deposit Time
1-2-day funding
2-3 business days
Chargeback Fee$15 ($0 if you win the dispute)
$15
 

CreditDonkey® Reviews

 HelcimNational Processing
PriceStarStarStarHalf StarEmpty StarStarStarStarEmpty StarEmpty Star
EquipmentStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
EcommerceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Pros & ConsPros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Pros:
  • No long-term contracts
  • Free equipment available
  • No monthly minimums
Cons:
  • Conditions to waive termination fee
  • Pricey with larger sales
Bottom LineExcellent interchange-plus provider if you're looking for overall value and service... Read full reviewFlat-rate processor with low in-person transaction fees... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file
Helcim

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Which is Better: Helcim or National Processing?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's contract and customer service are noteworthy. In particular, the contract is excellent. National Processing's equipment is worth mentioning.


Articles on Helcim

Helcim Review

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Articles on National Processing

National Processing

National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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