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Helcim vs National Processing

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to National Processing? Read our comparison chart below.

 HelcimNational Processing
 Visit SiteVisit Site
 

Helcim

National Processing

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Start Accepting Payments Fast - Learn More

Read Helcim Review

SPECIAL OFFER
Start Processing Payments Today - Learn More

Read National Processing Review

 

Benefits and Features

Customer ServicePhone, email, or schedule callback
Phone, email, live chat
Good ForSmall-mid sized businesses; Seasonal businessesSmall-medium businesses processing $5,000+ per month; Restaurants
Equipment
$109 for Helcim card reader
Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
Pricing Model
Interchange-Plus
Interchange-Plus; Subscription available for high-volume businesses
ACH Payments
0.5% + $0.25 per transaction
 
Swipe RateInterchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)
  • Retail: Interchange + 0.18% + 10¢
  • Restaurants: Interchange + 0.14% + 7¢
Online RateInterchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Interchange + 0.29% + 15¢
Monthly Fee
No monthly fee
  • $9.95/mo for Interchange-Plus plans
  • Subscription plans are $59/mo or $199/mo
Keyed-in Transaction FeeInterchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume) 
Deposit Time
1-2-day funding
Next day funding
Chargeback Fee$15 ($0 if you win the dispute)
$15
 

CreditDonkey® Reviews

 HelcimNational Processing
PriceStarStarStarHalf StarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
EquipmentStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarEmpty Star
EcommerceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Pros & ConsPros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Pros:
  • Low interchange-plus rates
  • Free equipment available
  • Dedicated account manager
Cons:
  • Conditions to waive termination fee
  • Free equipment has cancellation fee
Bottom LineExcellent interchange-plus provider if you're looking for overall value and service... Read full reviewProvider worth considering if lowest processing rates is your biggest priority... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file
National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Which is Better: Helcim or National Processing?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's contract is excellent. National Processing's price, equipment, and high volume business are worth mentioning. In particular, the price and high volume business are impressive.


Articles on Helcim

Helcim Review

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Articles on National Processing

National Processing

National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business.

Which Do You Think is Best?





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CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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