Helcim vs National Processing

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to National Processing? Read our comparison chart below.

	Helcim	National Processing

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	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review	SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn More Read National Processing Review
	Benefits and Features
Monthly Fee	No monthly fees	Starts at $9.95/mo; custom pricing starts at $9.95+/mo
Good For	Small-mid sized businesses; Seasonal businesses	Large and established businesses
Equipment	$109 for Helcim card reader; $349 for Helcim smart terminal	Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
Accept International Payments	Customers can purchase in CAD/USD (not their local currency) from any location
Customer Service	Phone, email, or schedule callback	Phone, email, live chat
Fraud Prevention Tools
Invoice Management
Pricing Model	Interchange plus	Flat-rate pricing
Recurring Billing
ACH Payments	0.5% + $0.25 per transaction
Swipe Rate	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)	2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)
Online Rate	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)	2.9% + $0.30 per transaction
Keyed-in Transaction Fee	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)	3.5% + $0.15 per transaction
Deposit Time	1-2-day funding	2-3 business days
Chargeback Fee	$15 ($0 if you win the dispute)	$15
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only one equipment option Not for high-risk businesses	Pros: No long-term contracts Free equipment available No monthly minimums Cons: Conditions to waive termination fee Pricey with larger sales
Bottom Line	Excellent interchange-plus provider if you're looking for overall value and service... Read full review	Flat-rate processor with low in-person transaction fees... Read full review
	Visit Site	Visit Site
	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Free Credit Card Processing	Get $500 If National Processing Can't Beat Your Current Rates* Start Processing Payments Today Free Mobile Swiper
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Start Accepting Payments Fast

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Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $109

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Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

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Get $500 If National Processing Can't Beat Your Current Rates*

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*For merchants processing over $10k/month

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Free Reprogram of Existing Equipment
Free Gateway Setup
Free Mobile Reader

Free Mobile Swiper

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Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Which is Better: Helcim or National Processing?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's contract and customer service are noteworthy. In particular, the contract is excellent. National Processing's equipment is worth mentioning.