Save money and be informed. CreditDonkey is a personal finance comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Gemini vs Acorns

Gemini is a strong all-around crypto exchange. But without as many coins as other exchanges. How does it compare to Acorns? Read our comparison chart below.

Gemini is a rapidly growing security-minded cryptocurrency exchange with a wide range of offerings. They support a variety of coins to rival other popular exchanges, moderate staking rewards on an impressive number of currencies, and a range of institutional services.

While Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

Compare Gemini with Acorns, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 GeminiAcorns
 Visit SiteVisit Site
 

Gemini

Acorns

OFFER
Buy and Sell Cryptocurrency - Learn More

Read Gemini Review

SPECIAL OFFER
$25 Bonus Investment - Learn More

Read Acorns Review

 

Benefits and Features

Savings 
No
Stock Trading Part of service fee. No add-on trading fees.
Options Trading 
No
Annual Fee 
  • $3/mo for Acorns Personal (includes personal taxable account, IRA, and checking account)
  • $5/mo for Acorns Family (includes everything in Personal plus investment accounts for kids)
Cryptocurrency Trading
Check
No
Minimum Deposit
$0
$0
Checking 
Yes
Mutual Fund Trading 
No
Commission Free ETFs A selection automatically chosen by Acorns
Phone Support 
Yes
Live Chat Support 
No
Email Support 
Yes
Human Advisors 
No
Robo Advisor 
Yes
Assets Under Management 
$4.7 Billion
Tax Loss Harvesting 
No
Goal Tracker 
Yes
Automatic Deposits 
Yes
Bitcoin (BTC) Interest Rates
2.75%
 
Broker Assisted Trades Acorns automatically invest and trade for you
Good For Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee None, but you will keep paying the monthly fee
Maintenance Fee 
Monthly fee for the service
Online Platform 
Yes
Ethereum (ETH) Interest Rates
3.04%
 
iPhone App 
Yes (4.7 stars, 760k ratings)
Android App 
Yes (4.3 stars, 156k ratings)
Litecoin (LTC) Interest Rates
1.51%
 
Banking Included in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.
Mobile App
Yes
Yes
Two-Factor Authentication
Authy, SMS, or WebAuthn
Yes
Locations 
No
Online Community 
No
Seminars 
No
Virtual Trading 
No
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
No
529 Plans 
No
 

CreditDonkey® Reviews

 GeminiAcorns
Cryptocurrency TradingStarStarStarHalf StarEmpty Star
Interest AccountsStarStarStarStarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarHalf Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
ResearchStarStarStarStarStar
SafetyStarStarStarStarStar
Annual FeeStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Beginner friendly
  • Security-focused
  • Competitive fees
Cons:
  • Moderate selection of coins
  • No margin trading
Pros:
  • No minimum investment
  • Invest with spare change
  • Cash-back program
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Bottom LineStrong all-around crypto exchange. But without as many coins as other exchanges... Read full reviewInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Gemini: Pricing information from published website as of 08/16/2022.

Acorns: Pricing information from published website as of 09/28/2020.

Acorns

$25 Bonus Investment

Expires in 15 hours
  • Users must create their Acorns account between September 19 until September 25, and have it verified
  • Users must successfully deposit a minimum of $5 into their Acorns account within 14 days of the end of the promotion

Which is Better: Gemini or Acorns?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Gemini or Ally Invest.


Articles on Gemini

Gemini

Gemini is a cryptocurrency exchange for investors who prioritize security. Find out if it's as safe as they claim and how it stacks up to other exchanges.

Is Gemini Safe and Legit

Gemini is a popular mainstream cryptocurrency trading platform. But is it safe and legit? Read on to find out.

Gemini vs Binance

Binance is one of the largest cryptocurrency exchanges in the world. Gemini is a popular security-minded exchange. Are they safe and legit?

Articles on Acorns

Acorns Review

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Legit or Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Comments

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.





Next Page:

About CreditDonkey
CreditDonkey is a personal finance comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.