Fifth Third Bank vs Regions Bank

Fifth Third Bank is a midwest & Southwest bank with high balance requirements. How does it compare to Regions Bank? Read our comparison chart below.

Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 24 months with a $5,000 minimum opening deposit.

While Regions Bank has 1,250+ branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.

Compare Fifth Third Bank with Regions Bank, side-by-side.

	Fifth Third Bank	Regions Bank
	SPECIAL OFFER Fifth Third Business Checking Account™ - Learn More Read Fifth Third Bank Review	SPECIAL OFFER LifeGreen Business Checking® - Learn More
	Benefits and Features
Savings	0.01% APY	0.01% APY
CD	0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.50% to 3.50% APY. Terms are 3, 7, 13, and 24, minimum deposit of $5,000.	0.01% APY (Up to 3.50% APY for Promotional Relationship)
Checking	Fifth Third Momentum® Checking: No monthly service charge Fifth Third Preferred Checking®: Interest-bearing checking account Fifth Third Student Banking: Personal checking account for students age 13 and up.
Money Market	0.01% APY Standard Rate (0.01% Relationship Rate)
ATMs	2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide	2,000+ ATMs in 15 Southern and Midwestern US states.
Customer Service	Mon-Fri 8:00 am - 6:00 pm (EST) Sat 10:00 am - 4:00 pm (EST)	24/7 Telephone Customer Service
IRA CD
Locations	1,087 branch locations	1,250+ branches in 15 Southern and Midwestern US states.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Free Express Checking Free student checking Promo CD with high APY Cons: Higher balance requirements Low savings APY Limited branches
Bottom Line	Midwest & Southwest bank with high balance requirements... Read full review
	Fifth Third Business Checking Account™ Personal Checking Account - $300 Bonus	LifeGreen Business Checking® LifeGreen Savings Account – Up to $100 Annual Savings Bonus Regions Now Savings Account – Up to $100 Annual Savings Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fifth Third Bank: Pricing information from published website as of 02/06/2026 based on 45202 zip code. Regions Bank: Pricing information from published website as of 01/09/2025 based on 35203 zip code.

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Fifth Third Bank or Bank of America.

Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.