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Fidelity vs Betterment


 

Fidelity

Betterment

SPECIAL OFFER
Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More

SPECIAL OFFER
Compare Pricing - Learn More

 

Benefits and Features

Savings 
  • Betterment Cash Reserve - Earn 3.25% APY**
Stock Trading
$0
 
Options Trading
$0.65 per contract
 
Annual Fee
None
  • Digital: 0.25% annual fee for accounts with $24,000 or more or with monthly recurring deposits of $200 or more, $5/mo for accounts with less than $24,000, and you do not have a recurring deposit of $200/mo or more.
  • Premium: 0.65% for accounts $100,000 or more
Cryptocurrency Trading
$0
 
Minimum Deposit
$0
$0
Checking 
No-Fee Checking
Mutual Fund Trading
Yes
 
Phone Support 
Yes
Live Chat Support 
No
Email Support 
Yes
Human Advisors 
Yes ($100k minimum)
Robo Advisor 
Yes
Assets Under Management 
$50+ Billion
Minimum Investment 
$0
Tax Loss Harvesting 
Yes
Goal Tracker 
Yes
Automatic Deposits 
Yes
Inactivity Fee
$0
 
Maintenance Fee
$0
 
Online Platform 
Yes
iPhone App 
Yes
Android App 
Yes
Banking
No
Offers checking account with a free debit card, and a high-yield cash account
Mobile App
Yes
iOS & Android
Trading PlatformDesktop, Web Trading, Mobile Apps 
Single Stock Diversification 
No
Fractional Shares
Yes
Yes
Taxable Accounts 
Yes
401k Plans 
Yes
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
Yes
529 Plans 
No

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Fidelity: Pricing information from published website as of 06/10/2026.

Betterment: Pricing information from published website as of 06/01/2026.


Articles on Fidelity

Fidelity High Yield Savings

Fidelity boasts an all-around account with no fees and a decent APY. But there's even more to discover. Keep reading.

Articles on Betterment

Betterment Investing

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Which Do You Think is Best?





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CreditDonkey is a personal finance comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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