Fidelity vs Betterment

Fidelity is a comprehensive online broker with in-depth research. How does it compare to Betterment? Read our comparison chart below.

Fidelity offers stock trades at $0 per trade and more than 180 branch locations. There is no minimum deposit.

While Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare Fidelity with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Fidelity	Betterment


	SPECIAL OFFER Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More Read Fidelity Review	SPECIAL OFFER Get up to 1 Year Managed Free - Learn More Read Betterment Review
	Benefits and Features
Stock Trading	$0 per trade
Options Trading	$0 per online trade, plus $0.65 per contract
Annual Fee		0.25% for accounts under $100,000; 0.40% for accounts $100,000+
Minimum Deposit	$0	$0
Mutual Fund Trading	$0 transaction fee for Fidelity funds $0 on purchase for NTF (no transaction fee) non-Fidelity funds. ($49.95 on redemption if held less than 60 days) $49.95 on purchase for non-Fidelity funds; $0 on redemption. (Certain funds may have a $75 transaction fee).
Commission Free ETFs	357 including 28 Fidelity factor, sector, stock, and bond ETFs and 329 iShares® ETFs
Phone Support		Yes
Live Chat Support		No
Email Support		Yes
Human Advisors		Yes
Robo Advisor
Assets Under Management		$14 Billion
Tax Loss Harvesting		Yes
Goal Tracker		Yes
Automatic Deposits		Yes
Broker Assisted Trades	$32.95 per trade for representative-assisted trades.
Customer Service	(800) 343-3548
Inactivity Fee	$0
Maintenance Fee	$0 account service fee
Online Platform		Yes
iPhone App		Yes
Android App		Yes
Banking	Fidelity Cash Management Account includes reimbursed ATM fees, no monthly fee, no minimum balance requirement, FDIC insurance, mobile check deposit, free billpay and free checkwriting.
Mobile App		Yes
Desktop App	Active Trader Pro (requires you trade 36 times or more in a rolling 12 month period)
Locations	More than 180
Virtual Trading
Single Stock Diversification		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		Yes
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		Yes
529 Plans		No
	CreditDonkey® Reviews

Stock Trading
Options Trading
Mutual Fund Trading
Banking
Mobile App
Commissions and Fees
Research
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & Cons	Pros: Research reports Beginner-friendly tools Mobile app Cons: Restricted platform	Pros: No minimum investment Many customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Comprehensive online broker with in-depth research... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review

	Commission-Free Trading - Online Stock, ETF and Option Trades	Get up to 1 Year Managed Free Get 1 Month Managed Free Get 6 Months Managed Free
What Others View	E*TRADE Ally Invest
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fidelity: Pricing information from published website as of 05/06/2020. Betterment: Pricing information from published website as of 04/04/2018

Which is Better: Fidelity or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Fidelity or Ally Invest.

Articles on Fidelity

Fidelity Review

Thinking of opening a brokerage account with Fidelity? There are many reasons to love Fidelity and a few reasons to think about going elsewhere.

Articles on Betterment

Betterment Investing

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Betterment Returns

Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.

Betterment Fees

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Is Betterment Safe

Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

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