E*TRADE vs Betterment

E*TRADE is an online broker with one of the best user interfaces. How does it compare to Betterment? Read our comparison chart below.

E*TRADE offers stock trades at $0 per trade. There is a $500 minimum deposit, no maintenance fee and no inactivity fee.

While Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare E*TRADE with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	E*TRADE	Betterment
	SPECIAL OFFER Learn more about ETRADE - Learn More* Read E*TRADE Review	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review
	Benefits and Features
Savings		Betterment Cash Reserve - Earn 3.75% APY**
Stock Trading	$0 per trade
Options Trading	$0 per trade + $0.65 per contract $0 per trade + $0.50 per contract if you make 30+ trades a quarter
Annual Fee	None	Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000 Premium: 0.65% for accounts $100,000 or more
Minimum Deposit	$0 for self-directed brokerage accounts; Managed portfolios start at $500 minimum	$0
Checking		No-Fee Checking
Mutual Fund Trading	$0 for no-load, no-transaction-fee funds; $19.99 for transaction-fee funds
Commission Free ETFs	250+
Phone Support		Yes
Live Chat Support		No
Email Support		Yes
Human Advisors		Yes ($100k minimum)
Robo Advisor		Yes
Assets Under Management		$50+ Billion
Minimum Investment		$0
Penny Stocks
Tax Loss Harvesting		Yes
Goal Tracker		Yes
Automatic Deposits		Yes
Broker Assisted Trades	$25 + Regular Commission
Inactivity Fee	$0
Maintenance Fee	$0
Online Platform		Yes
iPhone App		Yes
Android App		Yes
Banking	Checking account offers no minimum balance requirements, free online bill pay, and unlimited debit card and check transactions.	Offers checking account with a free debit card, and a high-yield cash account
Mobile App		iOS & Android
Desktop App	Power E*TRADE Pro (requires you to execute at least 30 trades during a calendar quarter or maintain brokerage account balance of at least $250,000)
Futures Trading	$1.50 per contract, per side + fees (excluding bitcoin futures)
Customer Service	800-387-2331
Trading Platform	Web Trading, Mobile Apps
Virtual Trading	Yes
Single Stock Diversification		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		Yes
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		Yes
529 Plans		No
	CreditDonkey® Reviews
Stock Trading
Options Trading
Banking
Mobile App
Commissions and Fees
Ease of Use
Online Community
Research
Trading Platform
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & Cons	Pros: Expansive set of resources and tools Easy to use website Industry leader Cons: Trade fees	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Online broker with one of the best user interfaces... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
	Learn more about ETRADE Personal Checking Account - $300 Bonus ETRADE Account - Up to $10,000 Bonus	Compare Pricing Betterment Cash Reserve - Earn 3.75% APY** Invest with Automated Portfolios
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. E*TRADE: Pricing information from published website as of 11/09/2024. Betterment: Pricing information from published website as of 01/12/2025

Which is Better: E*TRADE or Betterment?

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