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DiversyFund vs M1 Finance

DiversyFund is a good real estate investing platform if you don't mind a long investment. How does it compare to M1 Finance? Read our comparison chart below.

 DiversyFundM1 Finance
 Visit SiteVisit Site
 

DiversyFund

M1 Finance

SPECIAL OFFER
Earn Passive Income with Real Estate - Learn More

Read DiversyFund Review

SPECIAL OFFER
New Customers: Deposit $1,000 and Get $30 - Learn More

Read M1 Finance Review

 

Benefits and Features

Stock Trading 
$0
Options Trading 
No
Annual Fee$0. No management fees and no commissions
None
Cryptocurrency Trading 
No
Minimum Deposit
$500
$100
Mutual Fund Trading 
No
Commission Free ETFs All U.S. listed ETFs
Phone Support
Yes, normal business hours
Monday - Friday 9:30 am to 4 pm EST
Live Chat Support
Yes
No
Email Support
Yes
Yes
Human Advisors 
No
Robo Advisor Hybrid; You choose your own investments and M1 trades & manages your portfolio for you
Assets Under Management 
$4.5 Billion
Tax Loss Harvesting 
Offers tax-efficient investing
Goal Tracker 
No
Automatic Deposits 
Yes
Broker Assisted Trades 
Included
Good For DIY investing with passive portfolio management
Inactivity Fee $20 (for accounts with less than $20 and no activity for 90+ days)
Maintenance Fee 
$0
Online Platform 
Yes
iPhone App 
Yes (4.6 stars, 33.3k ratings)
Android App 
Yes (4.5 stars, 15.7k ratings)
Banking All users can open a M1 Spend account with free debit card. No monthly service fees and no balance requirements.
Mobile App 
Check
Two-Factor Authentication 
Yes
Dividends
Automatically reinvested
 
Investment Types
Apartment buildings and condos
 
Locations 
No
Online Community 
No
Seminars 
No
Virtual Trading 
No
Wealth Requirements
None
 
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
Yes
529 Plans 
No
 

CreditDonkey® Reviews

 DiversyFundM1 Finance
Annual FeeStarStarStarStarStarStarStarStarStarStar
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarHalf Star
Mobile AppStarStarStarStarHalf Star
ResearchStarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Only $500 to start
  • No platform fees
  • No income requirements
Cons:
  • No early withdrawals
  • 5 year investment
  • Cannot cash out dividends
Pros:
  • Choose your own investments
  • Can invest in individual stocks
  • No account fees
Cons:
  • No research
  • No human advisors
  • Can only trade once a day
Bottom LineGood real estate investing platform if you don't mind a long investment... Read full reviewNo-fee robo-advisor that allows you to choose your own investments... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

M1 Finance: Pricing information from published website as of 02/28/2020

DiversyFund

Earn Passive Income with Real Estate

  • Only $500 to start investing in real estate
  • No platform fees
  • No income requirements
M1 Finance

New Customers: Deposit $1,000 and Get $30

Expires 12/31/2021
  • Open a new M1 account.
  • Deposit $1,000 or more in your Invest account during your first 14 days.
  • Get a $30 bonus.
M1 Finance

Transfer Your Account and Earn Up to $2,500

Initiate your transfer of another brokerage account within 60 days of signing up for M1 to receive a bonus.

TransferBonus
$100,000 – $249,999.99$250
$250,000 – $499,999.99$500
$500,000 – $999,999.99$1,000
$1,000,000+$2,500

Payments for eligible transfers will be paid 90 days after the account transfer is received. Offer is valid for direct broker transfers received through the Automated Customer Account Transfer Service (ACATS) only. Offer is not valid with ACH deposits, wire transfers or direct 401k rollovers.

M1 Finance

Commission Free Stock Trading

M1 Finance allows investors the choice of ETFs and stocks. M1 charges no management fees or commission.

Which is Better: DiversyFund or M1 Finance?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing DiversyFund or Ally Invest.


Articles on DiversyFund

DiversyFund

DiversyFund lets you invest in real estate with $500. But how does it work? Find out the pros and cons, and if it's better than Fundrise.

Articles on M1 Finance

M1 Finance Reviews

M1 Finance lets you invest in stocks and ETFs without fees. But is it safe? Find out the pros and cons, and if it's legit.

Which Do You Think is Best?





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About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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