Save money and be informed. CreditDonkey is a personal finance comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

DiversyFund vs M1 Finance

DiversyFund is a good real estate investing platform if you don't mind a long investment. How does it compare to M1 Finance? Read our comparison chart below.

DiversyFund lets all investors invest in real estate projects starting with just $500 - no accreditation needed. It focuses on multi-family properties. There are no platform or management fees. However, it's a 5-year investment with no early withdrawals.

While M1 Finance offers free automated investing with no commissions or account fees. M1 lets you select your own investments and their automation will manage it for you. This is great for investors who want a say. The downside is that there are no human advisors. The minimum to start is just $100.

Compare DiversyFund with M1 Finance, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 DiversyFundM1 Finance
 Learn MoreVisit Site
 

DiversyFund

M1 Finance

SPECIAL OFFER
Earn Passive Income with Real Estate - Learn More

Read DiversyFund Review

SPECIAL OFFER
M1 Investment Account - Up to $500 Bonus - Learn More

Read M1 Finance Review

 

Benefits and Features

Stock Trading 
$0
Options Trading 
No
Annual Fee$0. No management fees and no commissions
None
Cryptocurrency Trading 
Yes
Minimum Deposit
$500
$100
Mutual Fund Trading 
No
Commission Free ETFs All U.S. listed ETFs
Phone Support
Yes, normal business hours
Monday - Friday 9:30 am to 4 pm EST
Live Chat Support
Yes
No
Email Support
Yes
Yes
Investment Types
Apartment buildings and condos
 
Human Advisors 
No
Accredited Investor Requirements
None
 
Assets Under Management 
$4.5 Billion
Tax Loss Harvesting No, but offers tax minimization features
Goal Tracker 
No
Automatic Deposits 
Yes
Broker Assisted Trades 
Included
Good For DIY investing with passive portfolio management
Inactivity Fee $50 (for accounts with less than $50 and no activity for 90+ days)
Maintenance Fee 
$0
Online Platform 
Yes
iPhone App 
Yes (4.6 stars, 33.3k ratings)
Android App 
Yes (4.5 stars, 15.7k ratings)
Banking All users can open a M1 Spend account with free debit card. No monthly service fees and no balance requirements.
Mobile App 
Check
Two-Factor Authentication 
Yes
Dividends
Automatically reinvested
 
Investment Period
5+ years
 
Locations 
No
Online Community 
No
Seminars 
No
Virtual Trading 
No
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
Yes
529 Plans 
No
 

CreditDonkey® Reviews

 DiversyFundM1 Finance
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Commissions and FeesStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarHalf Star
LiquidityStarEmpty StarEmpty StarEmpty StarEmpty Star
Annual FeeStarStarStarStarStar
Mobile AppStarStarStarStarHalf Star
ResearchStarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Only $500 to start
  • No platform fees
  • No income requirements
Cons:
  • No early withdrawals
  • 5 year investment
  • Cannot cash out dividends
Pros:
  • Choose your own investments
  • Can invest in individual stocks
  • No account fees
Cons:
  • No research
  • No human advisors
  • Can only trade once a day
Bottom LineGood real estate investing platform if you don't mind a long investment... Read full reviewNo-fee investing app that allows you to choose your own investments... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

M1 Finance: Pricing information from published website as of 12/26/2023.

M1 Finance

M1 Investment Account - Up to $500 Bonus

Open a new M1 investment account. Deposit $10,000 or more into the account within 14 calendar days of account opening. Promotional credit will depend on the deposited value made into the account.

Deposited ValuePromotional Credit
$10,000 - $29,999.99$75
$30,000 - $49,999.99$150
$50,000 - $99,999.99$250
$100,000+$500

This offer is only for customers who have never registered for an M1 user account.

Expires 12/31/2024
M1 Finance

Commission Free Stock Trading

M1 Finance allows investors the choice of ETFs and stocks. M1 charges no management fees or commission.

M1 Finance

Get M1 Plus Free for First 3 Months

New M1 customers get M1 Plus for free on their first 3 months, then it's just $3 a month.

M1 Plus is a paid membership that confers benefits for products and services offered by M1 Finance LLC, M1 Spend LLC and M1 Digital LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. "M1" refers to M1 Holdings Inc., and its affiliates.

*Your free trial (a $9 value) begins the date you enroll in the M1 Plus subscription, and ends 3 months after (“Free Trial”). Upon expiry of the Free Trial, your account is automatically billed a monthly subscription fee of $3 unless you elect annual billing of $36 or cancel your subscription under your Membership details in the M1 Platform. We'll remind you when your renewal date is approaching.

Which is Better: DiversyFund or M1 Finance?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing DiversyFund or Robinhood.


Articles on DiversyFund

DiversyFund

DiversyFund lets you invest in real estate with $500. But how does it work? Find out the pros and cons, and if it's better than Fundrise.

Articles on M1 Finance

M1 Finance Reviews

Is M1 Finance legitimate and safe? Find out the pros, cons, fees, and more. An essential read for beginners interested in M1 Finance.

Best M1 Finance Pie

M1 Finance is a fee-free investment app offering pre-selected portfolios called "pies." What's the best M1 Finance Pie? Find out.

M1 Finance Alternatives

M1 Finance is a popular app for fee-free investing. But is there a better option for you? Find out in this detailed guide to M1 Finance alternatives.

Which Do You Think is Best?





You Might Also Like

Best Passive Income Apps

Best Passive Income Apps

Want to earn passive income no matter where you are? Then this list of 20 best passive income apps may be just what you're looking for.
How to Invest in Your 30s

How to Invest in Your 30s

Investing in your 30s is all about balancing financial priorities. Your decisions now will affect your future. Learn how to build long-term wealth in your 30s.
How to Invest Money

How to Invest Money

Invest smartly, even if you're new to the game. Discover how to begin investing in stocks and real estate with little money.

About CreditDonkey
CreditDonkey is a personal finance comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.