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Discover Bank vs Quontic


 
Member FDIC
Quontic
Member FDIC
 Learn MoreVisit Site
 

Discover Bank

Quontic

SPECIAL OFFER
Online Savings Account - Earn 3.40% APY - Learn More

SPECIAL OFFER
High Yield Savings - 3.75% APY - Learn More

Read Quontic Review

 

Benefits and Features

Savings
3.40% APY
High Yield Savings: 3.75% APY
CD2.00% to 4.05% APY depending on terms3.00% to 3.75% APY; $500 minimum
Checking High Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Money Market 
4.25% APY
Mobile App
iOS & Android
 
ATMs
Over 60,000 no-fee ATMs
 
Customer Service
24/7
 
Locations
Online Only
Online only
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarStarEmpty Star
CheckingStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Discover Bank: Pricing information and data points from published website as of 11/12/2025.

Quontic: Pricing information from published website as of 11/27/2025.


Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

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