Discover Bank vs Quontic
Discover Bank is a solid online bank with high APY rates and good customer service. How does it compare to Quontic? Read our comparison chart below.
 |  | |
| Visit Site | Visit Site | |
Discover Bank | Quontic | |
|---|---|---|
Online Savings Account - Earn 3.40% APY - | High Yield Savings - 3.75% APY - | |
Benefits and Features | ||
| Savings | ||
| CD | 2.00% to 4.00% APY depending on terms | 3.00% to 3.75% APY; $500 minimum |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback | |
| Money Market | ||
| Mobile App | ||
| ATMs | ||
| Customer Service | ||
| Locations | ||
CreditDonkey® Reviews | ||
| | |
| Savings |   |  |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Solid online bank with high APY rates and good customer service... | Innovative digital bank offering checking accounts with high rewards... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 09/30/2025. Quontic: Pricing information from published website as of 10/11/2025. | ||
Online Savings Account - Earn 3.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Certificate of Deposit
- 3.50% APY for 6-month term
- 4.00% APY for 12-month term
- 3.80% APY for 18-month term
- 3.60% APY for 24-month term
- 3.60% APY for 36-month term
- 3.60% APY for 5-year term
Discover® CD Rates
- No minimum opening deposit required
- No fees
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Months | 2.00% APY |
| 6 Months | 3.50% APY |
| 9 Months | 3.50% APY |
| 1 Year | 4.00% APY |
| 1.5 Years | 3.80% APY |
| 2 Years | 3.60% APY |
| 2.5 Years | 3.60% APY |
| 3 Years | 3.60% APY |
| 4 Years | 3.60% APY |
| 5 Years | 3.60% APY |
| 7 Years | 3.50% APY |
| 10 Years | 3.50% APY |
Which is Better: Discover Bank or Quontic?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Wells Fargo.
In short: Discover Bank's mobile app is outstanding.
Articles on Discover Bank
Discover Savings Review
Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.
Discover Savings Review
Make your money work with Discover® Bank high yield savings: high interest, no fees. Find out its benefits, drawbacks, and the easy way to open an account.
Discover CD Rates Reviews
Maximize returns with Discover® Bank lucrative CD rates - no hidden fees. Read this detailed review.
Discover Bank Locations
Wondering if there is a Discover® Bank near you? Read this article to find out.
Who Owns Discover
You've probably heard of Discover credit cards, but what exactly is Discover® Bank? Is it a legitimate bank? Read on for all the details.
Is Discover a Real Bank
Looking for a safe bank with great rates? This analysis of Discover® Bank reveals all - is it legit? Find out now.
Is Discover Savings Worth It
Is your money secure in a high-yield Discover® savings account? Get your answers now.
Articles on Quontic
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Which Do You Think is Best?
Which Bank Account is Right for You?
You Might Also Like
Chime Alternatives
Discover the best Chime competitors that can offer you better rewards and a wider range of account options.
Best CD Rates
Unearth the highest CD rates and maximize your savings. This list showcases the banks with the most lucrative rates.
Best Online Savings Account
Maximize your savings with the best online banks offering high-interest rates, security, and flexibility. Uncover your options.
Next Page: Discover Bank
