Discover Bank vs Citibank
Discover Bank | Citibank | |
|---|---|---|
Online Savings Account - Earn 3.40% APY - | Checking with Enhanced Direct Deposit - $325 Cash Bonus | |
Benefits and Features | ||
| Savings |
| |
| CD | 2.00% to 4.05% APY depending on terms |
|
| Checking |  | |
| Money Market | ||
| Mobile App | ||
| ATMs | More than 65,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo. | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| IRA CD | | |
| IRA Money Market | | |
| Locations | 645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C. | |
CreditDonkey® Reviews | ||
| Savings |   | |
| CD | | |
| Checking | | |
| Mobile App |  | |
| Customer Service | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Large national bank best for high balance customers... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 11/12/2025. Citibank: Pricing information from published website as of 11/05/2025. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. | ||
Articles on Citibank
Citibank Review
Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?
Citibank Open Account
Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus
Citi Savings Account Interest Rate
Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.
Citibank Accelerate Savings
Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.
Citibank Routing Number
Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.
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