Discover Bank vs Bluevine

Discover Bank is a solid online bank with high APY rates and good customer service. How does it compare to Bluevine? Read our comparison chart below.

	Discover Bank	Bluevine


	SPECIAL OFFER Discover Online Savings - $200 Cash Bonus - Learn More Read Discover Bank Review	SPECIAL OFFER Business Checking - Up to 1.5% APY - Learn More Read Bluevine Review
	Benefits and Features
Savings	0.60% APY	No savings account, but you add 5 free sub accounts
CD	0.30% to 2.50% APY. Terms of 3 months to 10 years. $2,500 minimum
Checking	Cashback Debit Account: 1% cash back on up to $3,000 in debit card purchases each month. See website for details	Up to 1.5% APY. No monthly fees; no balance requirements; no overdraft fees
Money Market	0.50% APY under $100,000; 0.55% APY $100,000 or more. $2,500 minimum deposit.
APY		1.5% APY on balances up to $100,000 for customers that meet monthly eligibility requirements
Customer Service	24/7	Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open		$0
ACH Transfer Fee		$0
ATMs	Over 60,000 no-fee ATMs	37,000+ MoneyPass ATMs
Balance Requirement		None
Cash Deposit Fee		$4.95
Incoming Wire Transfer Fee		$0
IRA CD	12-month CD APY of 1.30%. 24-month CD APY of 2.00%. 5-year CD APY of 2.50%.
Locations	Online Only	Online only
Out of Network ATM Fee		$2.50
Outgoing Wire Transfer Fee		$15
Overdraft Fee		$0
Monthly Fee		$0
	CreditDonkey® Reviews

Savings
Checking
Money Market
Customer Service
Mobile App
Fees
Pros & Cons	Pros: High yield No fees 24/7 customer service Cons: No interest checking $2,500 minimum deposit for CDs	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Poor app ratings Fees to deposit cash
Bottom Line	Solid online bank with high APY rates and good customer service... Read full review	Free account with interest for basic business checking needs... Read full review

	Discover Online Savings - $200 Cash Bonus Discover Online Savings - $150 Cash Bonus Online Savings Account - Earn 0.60% APY	Business Checking - Up to 1.5% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 04/29/2022

Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account (online, by phone or Discover App). Enter Offer Code CY222 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 06/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Get Deal

Expires 6/15/2022

Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account (online, by phone or Discover App). Enter Offer Code CY222 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

Get Deal

Expires 6/15/2022

Member FDIC

Online Savings Account - Earn 0.60% APY

Get Deal

No fees
No minimum opening deposit
No minimum balance required

Business Checking - Up to 1.5% APY

1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Get Deal

Which is Better: Discover Bank or Bluevine?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Chase.

In short: Discover Bank's customer service and mobile app are outstanding.

Articles on Discover Bank

Discover Bank Review

Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.

Discover Online Savings Account Review

Discover Bank online savings account offers a high interest rates and no monthly fees. But is it the right place for your money? Read on to find out, plus the best way to open an account.

Discover CD Review

Discover Bank's CD account offers high rates and no hidden fees. But is the term worth it? Read this review before you open a CD.

Discover Bank vs Marcus

Is Discover Savings Worth It

Looking for a better place to keep your money safe? Find out if a Discover Online Savings Account is worth it for you.

Discover Savings Bonus

You could earn $150 or $200 when you open a Discover Online Savings Account. Find out how to qualify for this Discover Bank promotion.

Articles on Bluevine

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.