Dedham Savings  vs Citizens Bank 
Dedham Savings | Citizens Bank | |
|---|---|---|
Student Checking Account - $50 Bonus -  | Personal Checking and Savings Account - $400 Bonus -  | |
Benefits and Features | ||
| Savings | Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account. | |
| CD | Several types of CD accounts. Terms ranging from 7-10 month. 0.03% - 4.00% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $25000 for 7-Month and 10-Month online CD. | |
| Money Market | Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account. | |
| ATMs | ||
| Customer Service | Phone: 781-329-6700 M-F: 8AM - 5:30PM Sat: 9AM - 1PM Online Chat Web Form  | 24/7 Telephone Customer Service | 
| IRA CD | Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee. | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings | ||
| Fees | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
 
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| Bottom Line | Online savings account with an impressive rate and no fees...  | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Dedham Savings: Information sourced from the published website as of 10/11/2025. Citizens Bank: Pricing information from published website as of 11/04/2025 based on 10011 zip code.  | ||
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