Customers Bank vs USAA Bank
Customers Bank is a solid bank that offers an interest-earning checking account and savings options with good APY. How does it compare to USAA Bank? Read our comparison chart below.
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| Learn More | Learn More | |
Customers Bank | USAA Bank | |
|---|---|---|
High-Yield Savings Account - 3.76% APY - | Personal Checking Account - $200 Bonus - | |
Benefits and Features | ||
| Savings | Yield Shield Savings Account - 3.98% APY. $25,000 minimum opening deposit. | |
| CD | 3.50% to 3.90% APY. Terms of 3 to 24 months. $500 minimum to open | 0.05% to 2.25% APY. Terms of 91 days to 7 years. Minimum deposit of $1,000 to open. |
| Checking | Up to 2.00% APY. $50 to open, no balance required, no monthly fees. | Classic Checking, Youth Spending |
| Mobile App | ||
| ATMs | 100,000+ USAA and USAA-preferred ATMs | |
| Customer Service |
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| IRA CD | 0.01% APY. Terms of 182 days to 1 year. Minimum deposit of $250. | |
| Locations | 4 financial centers in Colorado, New York, Maryland, and Texas | |
CreditDonkey® Reviews | ||
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| CD | | |
| Checking | | |
| Mobile App | | |
| Customer Service | | |
| Fees | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Solid bank that offers an interest-earning checking account and savings options with good APY... | Savings account with low rate and limited availability... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Customers Bank: Pricing information from published website as of 10/01/2025. USAA Bank: Pricing information from published website as of 11/04/2025. | ||
High-Yield Savings Account - 3.76% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
Which is Better: Customers Bank or USAA Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Customers Bank or Bank of America.
In short: Customers Bank's savings is noteworthy. USAA Bank's mobile app is notable.
Articles on Customers Bank
Customers Bank Review
Customers Bank boasts several interest-earning accounts with good APYs. Read on for all the details.
Articles on USAA Bank
USAA Routing Number
USAA only has one routing number: 314074269. Learn what you need it for and other ways to transfer money.
USAA Savings Account Interest Rate
Looking to open a savings account with USAA Federal Savings Bank? Read on to learn what rates are being offered.
USAA High Yield Savings
USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out.
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