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Copper vs Chime

Copper is a teaches kids and teens responsible saving, spending, and investing. How does it compare to Chime? Read our comparison chart below.

 

Copper

Chime

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Read Chime Review

 

Benefits and Features

Savings
N/A
1.00% Annual Percentage Yield (APY).
Checking
N/A
No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee
$0
$0
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMs
N/A
Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
 

CreditDonkey® Reviews

SavingsStarStarHalf StarEmpty StarEmpty StarStarStarStarStarStar
Minimum DepositStarStarStarStarStar
CheckingStarStarStarHalf StarEmpty StarStarStarStarStarStar
PriceStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStar
EducationStarStarStarStarStar
Pros & ConsPros:
  • No minimum deposit required
  • Earn rewards with quizzes
Cons:
  • Limited customer service
Pros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
Bottom LineTeaches kids and teens responsible saving, spending, and investing... Read full reviewBanking app that offers an online account with early paycheck access and credit builder features... Read full review

Copper: Pricing information from published website as of 05/30/2024

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Which is Better: Copper or Chime?

In short: Chime's savings, checking, and mobile app are excellent.


Articles on Copper

Copper Review

Copper Banking is a financial education platform to teach kids and teens financial literacy. Discover its features, pros, and cons in this review.

Articles on Chime

Chime Review

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Chime Locations

Chime is a popular fintech company with no physical branches. But how do you access your money? Keep reading to find out.

Banks Like Chime

Discover the best Chime competitors that can offer you better rewards and a wider range of account options.

Which Do You Think is Best?





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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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