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Copper vs Chime

Copper is a teaches kids and teens responsible saving, spending, and investing. How does it compare to Chime? Read our comparison chart below.

 

Copper

Chime

SPECIAL OFFER
Teen Banking - Learn More

Read Copper Review

SPECIAL OFFER
Get Started - Learn More

Read Chime Review

 

Benefits and Features

SavingsCreate savings goals; 2% savings rewards for Copper Basic Plan, 5% savings rewards for Copper Pro Plan on Savings Balances up to $5,000 per family.2.00% Annual Percentage Yield (APY).
Checking
0.001% APY; no overdraft fees
No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly FeeCopper Basic Plan: $4.95 per month
Copper Pro Plan: $7.95 per month
$0
Kids Debit Card
Check
 
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMsFree access to 55,000+ Allpoint ATMsOver 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer Service 
24/7
Locations 
Online only
 

CreditDonkey® Reviews

SavingsStarStarHalf StarEmpty StarEmpty StarStarStarStarStarStar
Minimum DepositStarStarStarStarStar
CheckingStarStarStarHalf StarEmpty StarStarStarStarStarStar
PriceStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStar
EducationStarStarStarStarStar
Pros & ConsPros:
  • No minimum deposit required
  • Earn rewards with quizzes
Cons:
  • Low savings interest rate
  • Limited customer service
  • No foreign transactions
Pros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
Bottom LineTeaches kids and teens responsible saving, spending, and investing... Read full review Read full review

Teen Banking

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Copper: Pricing information from published website as of 05/01/2022

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Which is Better: Copper or Chime?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Copper or Chase.

In short: Chime's savings, checking, and mobile app are excellent.


Articles on Copper

Copper Review

Copper Banking is a banking and investing platform to teach kids and teens financial literacy. Discover its features, pros, and cons in this review.

Is Copper Banking Safe

Copper Banking is a banking and debit card app built with teens in mind. But is it legit? Read on to find out.

Articles on Chime

Chime Review

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Chime Alternatives

Discover the best Chime competitors that can offer you better rewards and a wider range of account options.

Which Do You Think is Best?





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