Citizens Bank vs Sallie Mae Bank

Citizens Bank is an east Coast bank with solid deposit products to help meet goals. How does it compare to Sallie Mae Bank? Read our comparison chart below.

Citizens Bank has over 1,000 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track. The GoalTrack Savings program offers gift card incentives for reaching your savings goals.

While Sallie Mae Bank dates back to 1972, when it began as a servicer for federal student loans. Over the years, it transitioned into one of the most trusted leaders for private student loans. Today, Sallie Mae also offers high-yield savings products to help customers reach their financial goals.

Compare Citizens Bank with Sallie Mae Bank, side-by-side.

	Citizens BankBank of AmericaChaseWells Fargo
	Learn More	Learn More
	Citizens Bank	Sallie Mae Bank
	SPECIAL OFFER Personal Checking Account - $400 Bonus - Learn More Read Citizens Bank Review	SPECIAL OFFER 10-Month No Penalty CD - 4.30% APY - Learn More
	Benefits and Features
Savings	Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
CD	Several types of CD accounts. Terms ranging from 5-10 month. 3.50% - 4.15% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $25000 for 5-Month and 10-Month online CD.	12-Month CD - 4.40% APY 13-Month CD - 4.40% APY 15-Month CD - 4.40% APY 10-Month High-Yield CD - 4.35% APY 10-Month No Penalty CD - 4.30% APY 11-Month CD - 4.25% APY 14-Month High-Yield CD - 4.25% APY 14-Month No Penalty CD - 4.25% APY 27-Month High-Yield CD - 4.25% APY 9-Month CD - 4.20% APY 6-Month CD - 4.15% APY
Money Market	Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
ATMs	3,300+ ATMs across 14 states
Customer Service	24/7 Telephone Customer Service
IRA CD	Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
Locations	1,000+ branches in 14 states	Online only
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: One Deposit Checking Citizens Savings Tracker 24/7 customer service Cons: Low APY Heavy overdraft fees Limited branches
Bottom Line	East Coast bank with solid deposit products to help meet goals... Read full review
	Personal Checking Account - $400 Bonus Personal Checking and Savings Account - $400 Bonus Personal Checking Account - $300 Bonus	10-Month No Penalty CD - 4.30% APY 14-Month No Penalty CD - 4.25% APY 10-Month High-Yield CD - 4.35% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citizens Bank: Pricing information from published website as of 05/17/2025 based on 10011 zip code. Sallie Mae Bank: Information sourced from the published website as of 05/09/2025.

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citizens Bank or Bank of America.

Articles on Citizens Bank

Citizens Bank Review

Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.

• Citizens Bank vs Bank of America
• Citizens Bank vs Chase

Citizens Bank High Yield Savings

Citizens has an online savings account with a competitive APY and no fees. But what's the catch? Continue reading to find out.

Citizens Bank Problems

While Citizens Bank offers easy-to-maintain checking and savings accounts, some customers didn't have the best experience. Here's why.

Which Do You Think is Best?

Compare Sallie Mae Bank to:

You might also be interested in

Related: Bank Reviews & Deals

Best Banks in Illinois

The best banks in Illinois can positively impact your financial future thanks to their interest rates, fees, or features. Start your hunt in this article.