Citibank vs E*TRADE

Citibank is a large national bank best for high balance customers. How does it compare to E*TRADE? Read our comparison chart below.

Citibank has over 600 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

While E*TRADE offers stock trades at $0 per trade. There is a $500 minimum deposit, no maintenance fee and no inactivity fee.

Compare Citibank with E*TRADE, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Citibank	E*TRADE
	OFFER Citi Checking - $1,500 Bonus Read Citibank Review	SPECIAL OFFER Learn more about ETRADE - Learn More* Read E*TRADE Review
	Benefits and Features
Savings	Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois. Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
Stock Trading		$0 per trade
Options Trading		$0 per trade + $0.65 per contract $0 per trade + $0.50 per contract if you make 30+ trades a quarter
CD	6-Month Fixed Rate CD - 3.00% APY 9-Month Fixed Rate CD - 3.00% APY 5-Year Fixed Rate CD - 2.00% APY 1-Year Fixed Rate CD - 0.10% APY 3-Month Fixed Rate CD - 0.05% APY
Checking
Mutual Fund Trading		$0 for no-load, no-transaction-fee funds; $19.99 for transaction-fee funds
Money Market
Banking		Checking account offers no minimum balance requirements, free online bill pay, and unlimited debit card and check transactions.
Mobile App	iOS & Android
Futures Trading		$1.50 per contract, per side + fees (excluding bitcoin futures)
Customer Service	24/7 Live Customer Service (Telephone)	800-387-2331
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
Customer Service
Stock Trading
Options Trading
Banking
Commissions and Fees
Ease of Use
Online Community
Research
Trading Platform
Pros & Cons	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY	Pros: Expansive set of resources and tools Easy to use website Industry leader Cons: Trade fees
Bottom Line	Large national bank best for high balance customers... Read full review	Online broker with one of the best user interfaces... Read full review
		Learn more about ETRADE ETRADE Account - Up to $10,000 Bonus E*TRADE Retirement Account - Up to $10,000 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 05/07/2025. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. E*TRADE: Pricing information from published website as of 11/09/2024.