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Citibank vs East West Bank

Citibank is a large national bank best for high balance customers. How does it compare to East West Bank? Read our comparison chart below.

 

Citibank

East West Bank

OFFER
Citi Checking - $1,500 Bonus

Read Citibank Review

SPECIAL OFFER
Referral Program - $20 Bonus - Learn More

 

Benefits and Features

Savings
  • Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
  • Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
 
CD
  • 6-Month Fixed Rate CD - 3.00% APY
  • 9-Month Fixed Rate CD - 3.00% APY
  • 5-Year Fixed Rate CD - 2.00% APY
  • 1-Year Fixed Rate CD - 0.10% APY
  • 3-Month Fixed Rate CD - 0.05% APY
 
Checking
Check
 
Money Market
 
Mobile App
iOS & Android
 
ATMsMore than 65,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo. 
Customer Service24/7 Live Customer Service (Telephone)
  • Monday to Friday 9:00AM - 10:00PM (ET)
  • Saturday 12:00PM - 8:00PM (ET)
IRA CD
Check
 
IRA Money Market
Check
 
Locations645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C.Over 120 locations worldwide, including in the US markets of California, Georgia, Massachusetts, Nevada, New York, Texas and Washington.
 

CreditDonkey® Reviews

SavingsStarStarStarEmpty StarEmpty Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Customer ServiceStarStarStarStarEmpty Star
Pros & ConsPros:
  • Perks for high balance customers
  • Many fee-free ATMs
  • Global presence
Cons:
  • No free checking option
  • Higher balance requirements
  • Low savings APY
Bottom LineLarge national bank best for high balance customers... Read full review

    Referral Program - $20 Bonus

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Citibank: Pricing information from published website as of 05/07/2025. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

    East West Bank: Pricing information from published website as of 02/26/2025.

    Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or Chase.

    Articles on Citibank

    Citibank

    Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

    Open a Citibank Account

    Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

    Citi Savings Account Interest Rate

    Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

    Citibank Accelerate Savings

    Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

    Citibank Routing Number

    Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

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    CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

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