CIT Bank vs Till
CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Till? Read our comparison chart below.
CIT Bank is an online division of First Citizens Bank. It's known for high interest rates on its savings accounts and CDs. In addition, it offers an eChecking account. All accounts have no monthly service fees.
While Till is a free debit card and app to help kids make smarter spending decisions. Kids learn to establish goals and make real-life tradeoffs between spending and saving. It's open to kids of any age and there are no fees.
Compare CIT Bank with Till, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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CIT Bank | Till | |
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CIT Bank Platinum Savings - | New User: $25 Bonus using the voucher code CREDITDONKEY - | |
Benefits and Features | ||
Savings | Platinum Savings: 5.05% APY with a balance of $5,000 or more Savings Connect: 4.65% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit | |
CD | Term CDs up to 5.00% APY. $1,000 minimum opening deposit. | |
Checking | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 | No monthly fees; Supports multiple kids per family |
Kids Debit Card | ![]() | |
Money Market | ||
Customer Service | Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed | |
Minimum Deposit to Open | ||
Mobile App | ||
ATMs | No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account) | Any ATM, but the ATM owner may charge a fee |
Locations | ||
Monthly Fee | ||
CreditDonkey® Reviews | ||
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Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Pros & Cons | Pros:
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Bottom Line | Solid online bank with excellent rates and no monthly fees... | Good free money management app for kids, but on the basic side... |
Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information and data points from published website as of 09/21/2023. |
CIT Bank Platinum Savings - 5.05% APY
- 5.05% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Savings Connect - 4.65% APY
- Earn 11x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Term CDs - Up to 5.00% APY
- Up to 5.00% APY
- $1,000 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Term | CD Rates |
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6 Month | 5.00% APY |
1 Year | 0.30% APY |
13 Month | 4.65% APY |
18 Month | 4.60% APY |
2 Year | 0.40% APY |
3 Year | 0.40% APY |
4 Year | 0.50% APY |
5 Year | 0.50% APY |
New User: $25 Bonus using the voucher code CREDITDONKEY
New users will get a $25 bonus credited to their account when the kid makes their first purchase using their Till card using the voucher code CREDITDONKEY
Which is Better: CIT Bank or Till?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.
In short: CIT Bank's savings, checking, and customer service are notable. In particular, the savings is outstanding.