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Cheese vs Chime

Cheese is a simple credit builder with minimal fees and charges. How does it compare to Chime? Read our comparison chart below.

 

Cheese

Chime

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Read Chime Review

 

Benefits and Features

Savings 2.00% Annual Percentage Yield (APY).
Checking No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Mobile App
Yes
iOS & Android
 

CreditDonkey® Reviews

Credit Building ToolsStarStarStarStarStar
Credit Bureaus ReportingStarStarStarStarStar
FeesStarStarStarStarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarStar
SavingsStarStarStarStarStar
CheckingStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Reports to 3 credit bureaus
  • 12/24 months term
  • Get your money back
Cons:
  • VantageScore only
  • Not available in all states
Pros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
Bottom LineSimple credit builder with minimal fees and charges... Read full review Read full review

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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.


Articles on Cheese

Cheese Credit Builder Review

Cheese lets you build credit and savings at the same time. It's also one of the most affordable credit builders, but what's the catch? Read on to find out.

Articles on Chime

Chime

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Chime Locations

Chime is a popular fintech company with no physical branches. But how do you access your money? Keep reading to find out.

Chime Alternatives

Discover the best Chime competitors that can offer you better rewards and a wider range of account options.

Which Do You Think is Best?





About CreditDonkey
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