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Cheese

Read our in-depth review of Cheese to see why Cheese scored 4.8 stars out of 5. We like their reports to 3 credit bureaus, 12/24 months term, and get your money back.

Build Your Credit Now

  • Build with all 3 credit bureaus
  • No admin or membership fee
  • No credit check required
Grow Credit

Build Credit for Free

Get a Free Mastercard to pay your subscriptions and build your credit

Self

Apply for a Credit Builder Account at Self

  • Get the Credit Builder Account that helps build credit today!
  • Choose the plan that fits within your budget
  • Monthly payments are reported to the three major credit bureaus.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
Kikoff

Credit Building Made Easy

  • No credit pull required
  • With 0% interest
  • Open your account in minutes
 Self
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Cheese

Self

 

Benefits and Features

Credit Building Tools
Credit Builder Loan
  • Credit Builder Loan
  • Self Secured Visa® Credit Card
  • Rent and Bills Reporting
Credit Bureaus Reporting
3 Main Credit Bureaus
  • Credit Builder Loan, Credit Card, and Rent Reporting: 3 Main Credit Bureaus
  • Bills Payment Reporting: TransUnion
Fees
$0
  • Credit Builder Loan: $9 one-time administrative fee
  • Rent Reporting: Free
  • Bills Payment Reporting: $6.95/month
Monthly Loan Payment
Starts at $24/month
Starts at $25/month. Sample loans: $25/mo, 24 mos, $9 admin fee, 15.92% APR; $35/mo, 24 mos, $9 admin fee, 15.97% APR; $48/mo, 24 mos, $9 admin fee, 15.72% APR; $150/mo, 24 mos, $9 admin fee, 15.88% APR. See self.inc/pricing
Loan Term
12 - 24 months
24 months
APR
5% - 16% (varies by state)
15.92% APR for $25/mo plan; 15.97% APR for $35/mo plan; 15.72% APR for $48/mo plan; 15.88% APR for $150/mo plan
Mobile App
Yes
Yes
 Learn MoreVisit Site

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Articles on Cheese

Cheese Credit Builder Review

Cheese lets you build credit and savings at the same time. It's also one of the most affordable credit builders, but what's the catch? Read on to find out.

Recent Mentions

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Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.
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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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