Cheese vs Kikoff

Cheese is a simple credit builder with minimal fees and charges. How does it compare to Kikoff? Read our comparison chart below.

	CheeseSelfExtra
	Learn More	Visit Site
	Cheese	Kikoff
	SPECIAL OFFER Build Your Credit Now - Learn More Read Cheese Review	SPECIAL OFFER Credit Building Made Easy - Learn More Read Kikoff Review
	Benefits and Features
Credit Building Tools	Credit Builder Loan	Credit Account Credit Builder Loan Kikoff Secured Credit Card Rent Reporting
Credit Bureaus Reporting	3 Main Credit Bureaus	Credit Account: Equifax and Experian Credit Builder Loan: TransUnion and Equifax Credit Card: 3 Main Credit Bureaus Rent Reporting: Equifax
Fees	$0	Credit Account: $5/month Credit Service Fee Rent Reporting: Free
Monthly Loan Payment	Starts at $24/month	$10/month
Loan Term	12 - 24 months	12 months
APR	5% - 16% (varies by state)	0%
Mobile App	Yes	Yes
	CreditDonkey® Reviews
Credit Building Tools
Credit Bureaus Reporting
Fees
Mobile App
Pros & Cons	Pros: Reports to 3 credit bureaus 12/24 months term Get your money back Cons: VantageScore only Not available in all states	Pros: Inexpensive way to build credit Cancel anytime No lock-in period Cons: Does not report to TransUnion Kikoff Store items may not be valuable
Bottom Line	Simple credit builder with minimal fees and charges... Read full review	Low-cost credit builder that packs in extra features for credit building... Read full review
	Learn More	Visit Site
	Build Your Credit Now	Credit Building Made Easy Build Credit for Only $5/month

Credit Building Made Easy

Learn More

• No credit pull required
• With 0% interest
• Open your account in minutes

Build Credit for Only $5/month

Learn More

Which is Better: Cheese or Kikoff?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Cheese or Kovo.

In short: Cheese's credit bureaus reporting is outstanding.

Articles on Cheese

Cheese Credit Builder

Cheese lets you build credit and savings at the same time. It's also one of the most affordable credit builders, but what's the catch? Read on to find out.

• Cheese vs Self

Articles on Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

• Kikoff vs Chime

Which Do You Think is Best?

You Might Also Like

MoneyLion Credit Builder Review

MoneyLion's Credit Builder loans can improve your credit in 12 months. But is it worth the price? Read on.

Credit Karma Credit Builder Review

Building credit can be simple. Credit Karma makes it easy without fees. But is there anything to look out for? Read on to find out.