Bask Bank  vs UFB Direct 
Bask Bank is a digital bank with high APY and ability to earn airline mileage. How does it compare to UFB Direct? Read our comparison chart below.
|  | ||
| Learn More | Visit Site | |
| Bask Bank | UFB Direct | |
|---|---|---|
| Personal Savings Account - 10,000 AAdvantage Bonus Miles - | UFB Portfolio Savings - Earn up to 3.51% APY - | |
| Benefits and Features | ||
| Savings | ||
| CD | 3.75% to 4.10% APY. Terms of 3 to 24 months. | |
| Checking | ||
| Money Market | ||
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | |
| Customer Service | Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT) | |
| IRA CD | ||
| IRA Money Market | ||
| Locations | ||
| CreditDonkey® Reviews | ||
|  | ||
| Savings |      |      | 
| CD |      | |
| Mobile App |      |      | 
| Customer Service |      |      | 
| Money Market |      | |
| Pros & Cons | Pros: 
 
 | Pros: 
 
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| Bottom Line | Digital bank with high APY and ability to earn airline mileage... | Safe digital bank for high APYs on personal savings and MMAs... | 
| Learn More | Visit Site | |
| Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bask Bank: Information sourced from the published website as of 10/18/2025. UFB Direct: Pricing information from published website as of 10/30/2025. | ||
UFB Portfolio Savings - Earn up to 3.51% APY
- Earn up to 3.51% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
UFB Freedom Checking & Savings - Unlock Up to 3.71% APY
Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.
UFB Portfolio Money Market - Earn up to 3.51% APY
- Earn up to 3.51% APY*
- Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: Bask Bank or UFB Direct?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bask Bank or Bank of America.


