Bask Bank vs Synchrony Bank
Bask Bank is a digital bank with high APY and ability to earn airline mileage. How does it compare to Synchrony Bank? Read our comparison chart below.
Bask Bank | Synchrony Bank | |
|---|---|---|
Personal Savings Account - 10,000 AAdvantage Bonus Miles - | High Yield Savings - 3.80% APY - | |
Benefits and Features | ||
| Savings | 3.80% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle | |
| CD | 3.75% to 4.10% APY. Terms of 3 to 24 months. | 0.25% to 4.10% APY. Terms of 3 months to 5 years. No minimum deposit to open. |
| Checking | ||
| Money Market | 2.00% APY. No monthly service fee and no minimum deposit. | |
| Mobile App | ||
| ATMs | Any ATMs with Plus or Accel logos | |
| Customer Service | Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT) | Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET) |
| IRA CD | 0.25% to 4.00% APY. Terms of 3 months to 5 years. No minimum deposit to open. | |
| IRA Money Market | 2.00% APY. | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings | ||
| CD | ||
| Mobile App | ||
| Customer Service | ||
| Money Market | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Digital bank with high APY and ability to earn airline mileage... | Good online bank offering high interest rates... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bask Bank: Information sourced from the published website as of 10/18/2025. Synchrony Bank: Pricing information from published website as of 10/27/2025. | ||
Which is Better: Bask Bank or Synchrony Bank?
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