Axos Bank vs Varo Bank
Axos Bank is a full-service online bank with excellent checking and savings. How does it compare to Varo Bank? Read our comparison chart below.
Axos Bank | Varo Bank | |
|---|---|---|
Basic Business Checking - | Varo Bank Account - | |
Benefits and Features | ||
| Savings | Up to 4.21% APY (promotional rate) | 1.00% APY on all balances. Opportunity to earn 3.75% APY on balances up to $5,000 by 1) Receiving direct deposit(s) totaling $1,000 or more; and 2) Ending the month with a positive balance in all your Varo Accounts. |
| CD | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum | |
| Checking | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback | No monthly service fee; no minimum balance; no overdraft fees |
| Monthly Fee | ||
| Money Market | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | approximately 91,000 partner ATMs | over 40,000 fee-free Allpoint ATMs |
| Customer Service | Mon-Fri 8am - 9pm (ET) and Sat-Sun 11am to 7pm (ET) | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings |   | |
| CD |  | |
| Checking | | |
| Mobile App | | |
| ATMs | | |
| Locations | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Full-service online bank with excellent checking and savings... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 09/30/2026. Varo Bank: Pricing information from published website as of 07/27/2026. | ||
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Bank of America.
Articles on Axos Bank
Axos Bank Review
Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.
Axos Business Checking
Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.
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